States · West Virginia

Mercer County, West Virginia.

Typical home $145,481 (+0.1% in a year), asking rent $772 (+3.1%). Bluefield, WV-VA metro.

What it costs per month · Mercer County, WV $764/mo

to buy the typical home at today's mortgage rate — +$447 (+141%) since Jan 2020.

What the home itself did
1 year
Up $127 +0%
$145,353$145,481 since Sep 2025
5 years
Up $38,010 +35%
$107,471$145,481 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Mercer County $764 West Virginia $927 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Mercer County$764
  • West Virginia$927
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in Mercer County, WV rose 0.1% over the past year — slower than the nation's +1.2%.

Asking rents in Mercer County, WV rose 3.1% over the past year — faster than the nation's +2.7%.

Owning the typical home in Mercer County, WV runs $213/mo more than renting one. The gap peaked at $319 in May 2024.

That is $985 a month against $772 rent: a $764 mortgage payment, plus $65 property tax and $156 insurance & upkeep.

Owning vs renting — Mercer County, WV

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$600 $800 $1,000 2023 2024 2025 2026 Owning all in $985 Renting $772 Mortgage only $764
$600 $800 $1,000 2023 2024 2025 2026
  • Owning all in$985
  • Renting$772
  • Mortgage only$764

Property tax · $65/mo 0.54% of value a year — the ACS 2020-2024 median bill over the median home value for Mercer County, WV

Insurance & upkeep · $156/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Mercer County, WV home values

Against the state and national figures. Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 Mercer County $145,481 West Virginia $176,576 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • Mercer County$145,481
  • West Virginia$176,576
  • United States$366,157

Property taxes

The Census’s survey of what owners say they pay. Levy by levy, and a check of one home’s own bill, the site covers Ohio’s.

Median bill $656/yr ACS 2020–2024 · on a $121,700 median home
Effective rate 0.54% median bill ÷ median value, same survey
Payment ÷ income 18% of the median household income ($53,210, ACS 2020–2024) — 30% is the standard affordability line
HUD Fair Market Rent $896/mo two-bedroom, FY2026 — the official benchmark housing assistance is priced against
Where the bill is headed $784/yr an estimate: that same rate on today's $145,481 typical value — reassessment hasn't finished catching up

Got this county's reappraisal notice in hand? Check your property taxes — anonymous, and it helps close the two-year data gap.

The reassessment wedge (index, Dec 2017 = 100)

Home values move monthly; tax bills move when the assessor catches up. The space between the lines is the catch-up still to come — tax data is ACS, roughly two years behind, and that lag is the point. Where a roll segment appears, named by its release year, it bridges to the median bill on current assessment rolls (AssessorSearch Data Lab, a different instrument, shown only where it agrees with ACS levels).

100 125 150 175 2018 2019 2020 2021 2022 2023 2024 2025 2026 Home value 175 Median tax bill 139
100 125 150 175 2018 2022 2026
  • Home value175
  • Median tax bill139

Zip codes in Mercer County, WV

By share of each zip's area inside this county — a zip straddling a boundary appears here and in its neighbour, which is the truth of it.

Zip activate to sort by Zip City activate to sort by City In county sorted descending, activate to sort ascending Rent activate to sort by Rent 1-yr Δ activate to sort by 1-yr Δ Home value activate to sort by Home value 1-yr Δ activate to sort by 1-yr Δ
25820 Camp Creek 100% — — $215,439 +1.7%
25971 Lerona 100% — — $211,372 +6.3%
25922 Princeton 100% — — $194,272 +2.5%
24739 Princeton 100% — — $192,974 +4.6%
24712 Lerona 100% — — $190,681 +1.9%
24740 Princeton 100% $865 — $154,150 -0.8%
24733 Lashmeet 100% — — $128,871 -1.2%
24701 Bluefield 100% $814 — $114,161 -2.4%
24747 Rock 97% — — $129,401 -2.7%
25841 Flat Top 89% — — $207,358 -0.3%
24736 Lashmeet 48% — — $63,720 -14.6%
25902 Odd 25% — — $132,308 -9.3%
25979 Lerona 7% — — $191,462 +5.7%