Is it a buyer's or a seller's market? Six dials, updated monthly — speed, supply and seller behaviour, not just prices.
Sellers are cutting prices on about 1 in 4 Amsterdam listings, and the typical home goes pending in 29 days — the market is cooling.
Zillow's own model expects Amsterdam home values to change +3.5% over the year to Sep 2027. A forecast, not a promise — it is revised every month, and Zillow publishes it with that caveat.
to buy the typical home at today's mortgage rate — +$635 (+131%) since Jan 2020.
- 1 year
- Up $6,914 +3%
- $206,729$213,643 since Sep 2025
- 5 years
- Up $47,267 +28%
- $166,376$213,643 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Amsterdam$1,121
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 14 years.
Typical home values in Amsterdam, NY rose 3.3% over the past year — faster than the nation's +1.2%.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Amsterdam27.99%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Amsterdam29
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Amsterdam148
New listings per month
Sellers arriving at the market.
- Amsterdam43
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Amsterdam$215,982
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Amsterdam99.21%