States · IA · metro

Fort Madison, Iowa.

Is it a buyer's or a seller's market? Six dials, updated monthly — speed, supply and seller behaviour, not just prices.

Sellers are cutting prices on about 1 in 5 Fort Madison listings, and the typical home goes pending in 52 days — the market is roughly in balance.

Zillow's own model expects Fort Madison home values to change +0.5% over the year to Sep 2027. A forecast, not a promise — it is revised every month, and Zillow publishes it with that caveat.

What it costs per month · Fort Madison $657/mo

to buy the typical home at today's mortgage rate — +$278 (+73%) since Jan 2020.

What the home itself did
1 year
Up $2,098 +2%
$123,112$125,210 since Sep 2025
5 years
Up $10,837 +9%
$114,373$125,210 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Fort Madison $657 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Fort Madison$657
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 38 years.

Typical home values in Fort Madison, IA rose 1.7% over the past year — faster than the nation's +1.2%.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

10% 15% 20% 25% 2018 2019 2020 2021 2022 2023 2024 2025 2026 Fort Madison 19.64% United States 26.90%
10% 15% 20% 25% 2018 2022 2026
  • Fort Madison19.64%
  • United States26.90%

Days to pending

How long the typical listing takes to go under contract.

25 50 75 100 2025 2026 Fort Madison 52 United States 27
25 50 75 100 2025 2026
  • Fort Madison52
  • United States27

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

200 300 400 2018 2019 2020 2021 2022 2023 2024 2025 2026 Fort Madison 266
200 300 400 2018 2022 2026
  • Fort Madison266

New listings per month

Sellers arriving at the market.

25 50 75 2018 2019 2020 2021 2022 2023 2024 2025 2026 Fort Madison 60
25 50 75 2018 2022 2026
  • Fort Madison60

Median sale price

What buyers actually paid — closed sales, not asking prices.

$100,000 $200,000 $300,000 2020 2021 2022 2023 2024 2025 2026 Fort Madison $126,552 United States $371,407
$100,000 $200,000 $300,000 2020 2022 2024 2026
  • Fort Madison$126,552
  • United States$371,407

Sale-to-list ratio

Above 100%, homes sell over asking; below, buyers negotiate wins.

91% 92% 93% 94% 95% 2026 Fort Madison 94.02%
91% 92% 93% 94% 95% 2026
  • Fort Madison94.02%