Is it a buyer's or a seller's market? Six dials, updated monthly — speed, supply and seller behaviour, not just prices.
Sellers are cutting prices on about 1 in 5 Union listings — the market is heating up.
What it costs per month · Union
$1,922/mo
to buy the typical home at today's mortgage rate — +$1,014 (+112%) since Jan 2020.
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- United States$1,922
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Union22.09%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Union66
New listings per month
Sellers arriving at the market.
- Union14