Alabama.
44th most expensive state. Typical home $238,614 (+1.9% in a year), estimated payment $1,315 a month. As of Sep 2026.
to buy the typical home at today's mortgage rate — +$642 (+105%) since Jan 2020.
- 1 year
- Up $4,374 +2%
- $234,240$238,614 since Sep 2025
- 5 years
- Up $34,378 +17%
- $204,237$238,614 since Sep 2021
- 10 years
- Up $95,461 +67%
- $143,153$238,614 since Sep 2016
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Alabama$1,252
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 22 years.
Typical home values in Alabama rose 1.9% over the past year — faster than the nation's +1.2%.
Buying the typical Alabama home now takes 25% of the median household income ($63,999/yr, ACS 2020–2024) — the standard affordability line is 30%.
Share of median income needed to buy
Monthly payment for the typical home against the local median household income. Income is an annual survey, stepped — the saw-teeth are survey years, not markets.
- Alabama23.48%
- United States28.57%
Alabama home values
Zillow Home Value Index against the national figure. Mid-tier homes, smoothed and seasonally adjusted.
- Alabama$238,614
- United States$366,157
Metros in Alabama
Largest first, by population. Zillow publishes rent for fewer metros than home values, so a dash means no series — not a market at zero.
| # | Metro activate to sort by Metro | Rent activate to sort by Rent | 1-yr Δ activate to sort by 1-yr Δ | Home value sorted descending, activate to sort ascending | 1-yr Δ activate to sort by 1-yr Δ |
|---|---|---|---|---|---|
| 1 | Daphne | $1,701 | +2.1% | $371,460 | +0.1% |
| 2 | Auburn | $1,595 | +5.1% | $350,990 | +4.1% |
| 3 | Huntsville | $1,387 | +2.6% | $313,528 | +1.1% |
| 4 | Birmingham | $1,404 | +2.9% | $260,710 | +2.4% |
| 5 | Cullman | $1,419 | +3.2% | $252,048 | +3.1% |
| 6 | Albertville | $1,425 | -0.5% | $240,098 | +2.9% |
| 7 | Tuscaloosa | $1,668 | +4.0% | $238,644 | +0.6% |
| 8 | Decatur | $1,082 | +2.5% | $226,560 | +0.6% |
| 9 | Florence | $1,073 | +2.4% | $215,246 | +2.9% |
| 10 | Montgomery | $1,383 | +3.1% | $212,437 | +3.6% |
| 11 | Mobile | $1,280 | +3.3% | $194,638 | +0.5% |
| 12 | Dothan | $1,211 | +3.4% | $193,192 | +1.7% |
| 13 | Scottsboro | $1,286 | — | $189,084 | -0.5% |
| 14 | Gadsden | $1,072 | +5.4% | $185,225 | +5.8% |
| 15 | Talladega | $1,147 | -1.6% | $177,421 | -0.7% |
| 16 | Enterprise | $1,421 | +3.0% | $177,259 | -2.2% |
| 17 | Anniston | $965 | +3.2% | $170,423 | +4.4% |
| 18 | Ozark | $1,467 | +5.5% | $161,381 | +1.9% |
| 19 | Troy | $958 | — | $161,032 | -2.9% |
| 20 | Selma | — | — | $84,788 | +3.4% |
| 21 | Fort Payne | — | — | — | — |
| 22 | Jasper | $1,481 | +2.5% | — | — |
| 23 | Alexander City | $1,800 | — | — | — |
| 24 | Atmore | — | — | — | — |
| 25 | Eufaula | — | — | — | — |
Go deeper: every zip in Alabama.