Colorado.
8th most expensive state. Typical home $529,013 (-1.3% in a year), estimated payment $2,916 a month. As of Sep 2026.
to buy the typical home at today's mortgage rate — +$1,308 (+89%) since Jan 2020.
- 1 year
- Down $7,180 -1%
- $536,193$529,013 since Sep 2025
- 5 years
- Up $31,036 +6%
- $497,977$529,013 since Sep 2021
- 10 years
- Up $203,519 +63%
- $325,494$529,013 since Sep 2016
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Colorado$2,777
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 57 years.
Typical home values in Colorado fell 1.3% over the past year — slower than the nation's +1.2%.
Buying the typical Colorado home now takes 37% of the median household income ($95,470/yr, ACS 2020–2024) — the standard affordability line is 30%.
Share of median income needed to buy
Monthly payment for the typical home against the local median household income. Income is an annual survey, stepped — the saw-teeth are survey years, not markets.
- Colorado34.90%
- United States28.57%
Colorado home values
Zillow Home Value Index against the national figure. Mid-tier homes, smoothed and seasonally adjusted.
- Colorado$529,013
- United States$366,157
Metros in Colorado
Largest first, by population. Zillow publishes rent for fewer metros than home values, so a dash means no series — not a market at zero.
| # | Metro activate to sort by Metro | Rent activate to sort by Rent | 1-yr Δ activate to sort by 1-yr Δ | Home value sorted descending, activate to sort ascending | 1-yr Δ activate to sort by 1-yr Δ |
|---|---|---|---|---|---|
| 1 | Edwards | $3,410 | +5.3% | $1,297,196 | +2.9% |
| 2 | Steamboat Springs | $3,151 | +5.2% | $1,121,758 | +4.0% |
| 3 | Glenwood Springs | $3,111 | +1.7% | $978,915 | +4.8% |
| 4 | Breckenridge | $3,349 | +1.4% | $969,585 | +0.5% |
| 5 | Boulder | $2,196 | +2.5% | $706,763 | -0.4% |
| 6 | Durango | $1,979 | +1.1% | $678,502 | +2.9% |
| 7 | Denver | $1,900 | +0.0% | $555,487 | -1.8% |
| 8 | Fort Collins | $1,973 | +1.6% | $545,601 | -0.3% |
| 9 | Montrose | $1,934 | +3.8% | $492,731 | +2.3% |
| 10 | Greeley | $1,685 | +1.0% | $488,298 | -2.0% |
| 11 | Colorado Springs | $1,764 | +2.9% | $446,711 | -1.4% |
| 12 | Grand Junction | $1,730 | +0.7% | $428,680 | +1.6% |
| 13 | Ca±on City | $1,354 | +4.4% | $333,913 | -1.2% |
| 14 | Fort Morgan | $1,373 | — | $324,496 | -0.6% |
| 15 | Craig | — | — | $299,223 | -0.4% |
| 16 | Pueblo | $1,320 | +0.2% | $282,306 | -2.3% |
| 17 | Sterling | $1,181 | — | $252,448 | +1.0% |
Go deeper: every zip in Colorado.