Florida.
24th most expensive state. Typical home $375,361 (-0.9% in a year), estimated payment $2,069 a month. As of Sep 2026.
to buy the typical home at today's mortgage rate — +$1,050 (+114%) since Jan 2020.
- 1 year
- Down $3,382 -1%
- $378,743$375,361 since Sep 2025
- 5 years
- Up $58,909 +19%
- $316,452$375,361 since Sep 2021
- 10 years
- Up $171,678 +84%
- $203,683$375,361 since Sep 2016
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Florida$1,970
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 20 years.
Typical home values in Florida fell 0.9% over the past year — slower than the nation's +1.2%.
Buying the typical Florida home now takes 33% of the median household income ($74,568/yr, ACS 2020–2024) — the standard affordability line is 30%.
Share of median income needed to buy
Monthly payment for the typical home against the local median household income. Income is an annual survey, stepped — the saw-teeth are survey years, not markets.
- Florida31.71%
- United States28.57%
Florida home values
Zillow Home Value Index against the national figure. Mid-tier homes, smoothed and seasonally adjusted.
- Florida$375,361
- United States$366,157
Metros in Florida
Largest first, by population. Zillow publishes rent for fewer metros than home values, so a dash means no series — not a market at zero.
| # | Metro activate to sort by Metro | Rent activate to sort by Rent | 1-yr Δ activate to sort by 1-yr Δ | Home value sorted descending, activate to sort ascending | 1-yr Δ activate to sort by 1-yr Δ |
|---|---|---|---|---|---|
| 1 | Key West | $3,671 | -0.4% | $962,916 | +1.9% |
| 2 | Naples | $2,607 | +2.2% | $552,087 | -1.4% |
| 3 | Miami | $2,654 | +1.8% | $476,815 | +0.3% |
| 4 | Crestview | $1,968 | +3.5% | $439,733 | +0.7% |
| 5 | North Port | $2,106 | +0.1% | $403,540 | -2.0% |
| 6 | The Villages | $1,723 | +2.6% | $387,785 | -0.5% |
| 7 | Orlando | $1,929 | +0.8% | $383,302 | -1.4% |
| 8 | Port St. Lucie | $2,310 | +1.8% | $381,493 | -0.8% |
| 9 | Sebastian | $2,128 | +2.7% | $363,706 | -0.9% |
| 10 | Tampa | $1,991 | +0.4% | $356,843 | -0.9% |
| 11 | Jacksonville | $1,680 | +2.2% | $350,574 | -0.1% |
| 12 | Panama City | $1,735 | +1.6% | $342,980 | +0.0% |
| 13 | Palm Bay | $1,887 | +1.6% | $342,339 | -0.5% |
| 14 | Cape Coral | $1,827 | -0.1% | $334,479 | -3.5% |
| 15 | Deltona | $1,767 | +1.3% | $330,886 | -0.3% |
| 16 | Pensacola | $1,735 | +2.5% | $308,972 | +1.6% |
| 17 | Punta Gorda | $1,851 | -0.7% | $298,912 | -3.3% |
| 18 | Gainesville | $1,641 | +2.0% | $297,876 | -1.1% |
| 19 | Lakeland | $1,814 | +0.9% | $295,502 | -2.2% |
| 20 | Tallahassee | $1,474 | +1.5% | $281,169 | +1.2% |
| 21 | Homosassa Springs | $1,755 | +1.8% | $268,692 | -0.8% |
| 22 | Ocala | $1,593 | +0.2% | $267,908 | -2.2% |
| 23 | Lake City | $1,499 | +4.4% | $267,684 | -0.0% |
| 24 | Sebring | $1,517 | +0.6% | $231,288 | -1.4% |
| 25 | Palatka | $1,370 | -1.8% | $216,322 | +0.7% |
Go deeper: every zip in Florida.