Hawaii.
1st most expensive state. Typical home $832,932 (+1.4% in a year), estimated payment $4,591 a month. As of Sep 2026.
to buy the typical home at today's mortgage rate — +$2,131 (+95%) since Jan 2020.
- 1 year
- Up $11,600 +1%
- $821,332$832,932 since Sep 2025
- 5 years
- Up $112,583 +16%
- $720,349$832,932 since Sep 2021
- 10 years
- Up $288,732 +53%
- $544,199$832,932 since Sep 2016
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Hawaii$4,372
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 24 years.
Typical home values in Hawaii rose 1.4% over the past year — faster than the nation's +1.2%.
Buying the typical Hawaii home now takes 55% of the median household income ($100,389/yr, ACS 2020–2024) — the standard affordability line is 30%.
Share of median income needed to buy
Monthly payment for the typical home against the local median household income. Income is an annual survey, stepped — the saw-teeth are survey years, not markets.
- Hawaii52.26%
- United States28.57%
Hawaii home values
Zillow Home Value Index against the national figure. Mid-tier homes, smoothed and seasonally adjusted.
- Hawaii$832,932
- United States$366,157
Metros in Hawaii
Largest first, by population. Zillow publishes rent for fewer metros than home values, so a dash means no series — not a market at zero.
| # | Metro activate to sort by Metro | Rent activate to sort by Rent | 1-yr Δ activate to sort by 1-yr Δ | Home value sorted descending, activate to sort ascending | 1-yr Δ activate to sort by 1-yr Δ |
|---|---|---|---|---|---|
| 1 | Kapaa | $4,456 | +13.0% | $1,014,199 | +1.9% |
| 2 | Kahului | $3,208 | +4.1% | $982,110 | -2.9% |
| 3 | Urban Honolulu | $3,015 | +4.0% | $855,973 | +2.6% |
| 4 | Hilo | $2,562 | +9.0% | $574,746 | +1.8% |
Go deeper: every zip in Hawaii.