Indiana.
41st most expensive state. Typical home $257,165 (+2.9% in a year), estimated payment $1,417 a month. As of Sep 2026.
to buy the typical home at today's mortgage rate — +$758 (+128%) since Jan 2020.
- 1 year
- Up $7,357 +3%
- $249,808$257,165 since Sep 2025
- 5 years
- Up $57,216 +29%
- $199,949$257,165 since Sep 2021
- 10 years
- Up $126,581 +97%
- $130,584$257,165 since Sep 2016
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Indiana$1,350
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 14 years.
Typical home values in Indiana rose 2.9% over the past year — faster than the nation's +1.2%.
Buying the typical Indiana home now takes 24% of the median household income ($71,957/yr, ACS 2020–2024) — the standard affordability line is 30%.
Share of median income needed to buy
Monthly payment for the typical home against the local median household income. Income is an annual survey, stepped — the saw-teeth are survey years, not markets.
- Indiana22.51%
- United States28.57%
Indiana home values
Zillow Home Value Index against the national figure. Mid-tier homes, smoothed and seasonally adjusted.
- Indiana$257,165
- United States$366,157
Metros in Indiana
Largest first, by population. Zillow publishes rent for fewer metros than home values, so a dash means no series — not a market at zero.
| # | Metro activate to sort by Metro | Rent activate to sort by Rent | 1-yr Δ activate to sort by 1-yr Δ | Home value sorted descending, activate to sort ascending | 1-yr Δ activate to sort by 1-yr Δ |
|---|---|---|---|---|---|
| 1 | Bloomington | $1,746 | +2.0% | $297,191 | +1.6% |
| 2 | Warsaw | $1,444 | +4.7% | $293,226 | +6.8% |
| 3 | Indianapolis | $1,528 | +3.5% | $291,634 | +1.0% |
| 4 | Lafayette | $1,473 | +1.9% | $283,136 | +2.9% |
| 5 | Columbus | $1,380 | +2.5% | $274,091 | +2.5% |
| 6 | Elkhart | $1,182 | +4.3% | $266,456 | +5.5% |
| 7 | Plymouth | $1,387 | — | $265,489 | +7.0% |
| 8 | Michigan City | $1,202 | +7.5% | $258,619 | +4.4% |
| 9 | Kendallville | $1,046 | — | $257,580 | +4.5% |
| 10 | Fort Wayne | $1,266 | +6.5% | $257,074 | +3.6% |
| 11 | Auburn | $1,042 | — | $256,371 | +6.8% |
| 12 | Jasper | $1,367 | — | $247,368 | +6.0% |
| 13 | South Bend | $1,258 | +1.7% | $237,622 | +6.3% |
| 14 | Crawfordsville | $1,020 | +4.4% | $226,764 | +4.4% |
| 15 | Seymour | $1,341 | — | $225,476 | +1.5% |
| 16 | Evansville | $1,098 | +2.5% | $225,370 | +3.9% |
| 17 | Huntington | $788 | — | $211,744 | +5.0% |
| 18 | Bedford | $1,036 | — | $206,306 | +2.2% |
| 19 | Kokomo | $1,094 | +6.7% | $190,878 | +4.4% |
| 20 | New Castle | $833 | +4.2% | $190,223 | +2.6% |
| 21 | Richmond | $901 | +4.7% | $173,654 | +6.5% |
| 22 | Logansport | $795 | — | $173,394 | +2.4% |
| 23 | Muncie | $1,043 | +5.6% | $168,798 | +4.3% |
| 24 | Terre Haute | $977 | +2.8% | $165,632 | +1.4% |
| 25 | Marion | $1,003 | +8.6% | $153,992 | +4.1% |
Go deeper: every zip in Indiana.