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Maryland.

17th most expensive state. Typical home $424,890 (-0.1% in a year), estimated payment $2,342 a month. As of Sep 2026.

What it costs per month · Maryland $2,230/mo

to buy the typical home at today's mortgage rate — +$1,064 (+91%) since Jan 2020.

What the home itself did
1 year
Down $532 -0%
$425,421$424,890 since Sep 2025
5 years
Up $50,006 +13%
$374,884$424,890 since Sep 2021
10 years
Up $141,686 +50%
$283,204$424,890 since Sep 2016

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Maryland $2,230 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Maryland$2,230
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 28 years.

Typical home values in Maryland fell 0.1% over the past year — slower than the nation's +1.2%.

Buying the typical Maryland home now takes 27% of the median household income ($103,678/yr, ACS 2020–2024) — the standard affordability line is 30%.

Share of median income needed to buy

Monthly payment for the typical home against the local median household income. Income is an annual survey, stepped — the saw-teeth are survey years, not markets.

15% 20% 25% 30% 2011 2014 2017 2020 2023 2026 Maryland 25.81% United States 28.57%
15% 20% 25% 30% 2014 2020 2026
  • Maryland25.81%
  • United States28.57%

Maryland home values

Zillow Home Value Index against the national figure. Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2002 2006 2010 2014 2018 2022 2026 Maryland $424,890 United States $366,157
$200,000 $300,000 $400,000 2002 2010 2018 2026
  • Maryland$424,890
  • United States$366,157

Metros in Maryland

Metros Counties Cities

Largest first, by population. Zillow publishes rent for fewer metros than home values, so a dash means no series — not a market at zero.

# Metro Rent 1-yr Δ Home value 1-yr Δ
1 Easton $2,184 +2.4% $484,929 -0.1%
2 California $2,029 +1.1% $431,397 +2.7%
3 Baltimore $1,937 +2.7% $396,959 +0.4%
4 Hagerstown $1,614 +2.9% $322,655 +2.3%
5 Cambridge $1,854 — $268,728 +0.9%
6 Cumberland $994 +4.3% $167,830 +2.7%

Go deeper: every zip in Maryland.