Mississippi.
50th most expensive state. Typical home $194,531 (+2.2% in a year), estimated payment $1,072 a month. As of Sep 2026.
to buy the typical home at today's mortgage rate — +$483 (+90%) since Jan 2020.
- 1 year
- Up $4,217 +2%
- $190,314$194,531 since Sep 2025
- 5 years
- Up $19,782 +11%
- $174,749$194,531 since Sep 2021
- 10 years
- Up $58,772 +43%
- $135,758$194,531 since Sep 2016
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Mississippi$1,021
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 32 years.
Typical home values in Mississippi rose 2.2% over the past year — faster than the nation's +1.2%.
Buying the typical Mississippi home now takes 23% of the median household income ($56,447/yr, ACS 2020–2024) — the standard affordability line is 30%.
Share of median income needed to buy
Monthly payment for the typical home against the local median household income. Income is an annual survey, stepped — the saw-teeth are survey years, not markets.
- Mississippi21.71%
- United States28.57%
Mississippi home values
Zillow Home Value Index against the national figure. Mid-tier homes, smoothed and seasonally adjusted.
- Mississippi$194,531
- United States$366,157
Metros in Mississippi
Largest first, by population. Zillow publishes rent for fewer metros than home values, so a dash means no series — not a market at zero.
| # | Metro activate to sort by Metro | Rent activate to sort by Rent | 1-yr Δ activate to sort by 1-yr Δ | Home value sorted descending, activate to sort ascending | 1-yr Δ activate to sort by 1-yr Δ |
|---|---|---|---|---|---|
| 1 | Oxford | $2,338 | +3.5% | $403,561 | +2.8% |
| 2 | Starkville | $1,408 | +3.8% | $259,844 | +4.8% |
| 3 | Gulfport | $1,422 | +0.7% | $224,165 | +1.9% |
| 4 | Hattiesburg | $1,303 | +3.3% | $213,737 | +4.2% |
| 5 | Jackson | $1,470 | +3.9% | $212,335 | +2.7% |
| 6 | Picayune | $1,191 | — | $210,154 | +1.1% |
| 7 | Tupelo | $1,301 | +3.3% | $192,900 | +6.7% |
| 8 | Columbus | $1,403 | +3.6% | $187,456 | +3.3% |
| 9 | Corinth | — | — | $179,110 | +7.0% |
| 10 | Brookhaven | — | — | $167,234 | +1.4% |
| 11 | Laurel | $1,242 | — | $145,785 | -3.3% |
| 12 | Vicksburg | $840 | — | $144,044 | +0.3% |
| 13 | Grenada | — | — | $129,495 | -4.7% |
| 14 | Meridian | $1,284 | +10.1% | $117,032 | +0.1% |
| 15 | Cleveland | — | — | $112,026 | -7.1% |
| 16 | McComb | $1,108 | — | $107,154 | +9.4% |
| 17 | Greenwood | — | — | $99,504 | -4.6% |
| 18 | Indianola | — | — | $93,014 | -8.3% |
| 19 | Clarksdale | — | — | $59,852 | +3.5% |
| 20 | Greenville | — | — | $53,678 | -2.4% |
| 21 | West Point | — | — | — | — |
Go deeper: every zip in Mississippi.