North Carolina.
28th most expensive state. Typical home $332,159 (-0.2% in a year), estimated payment $1,831 a month. As of Sep 2026.
to buy the typical home at today's mortgage rate — +$964 (+124%) since Jan 2020.
- 1 year
- Down $692 -0%
- $332,851$332,159 since Sep 2025
- 5 years
- Up $59,811 +22%
- $272,349$332,159 since Sep 2021
- 10 years
- Up $158,672 +91%
- $173,487$332,159 since Sep 2016
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- North Carolina$1,743
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 17 years.
Typical home values in North Carolina fell 0.2% over the past year — slower than the nation's +1.2%.
Buying the typical North Carolina home now takes 30% of the median household income ($72,388/yr, ACS 2020–2024) — the standard affordability line is 30%.
Share of median income needed to buy
Monthly payment for the typical home against the local median household income. Income is an annual survey, stepped — the saw-teeth are survey years, not markets.
- North Carolina28.90%
- United States28.57%
North Carolina home values
Zillow Home Value Index against the national figure. Mid-tier homes, smoothed and seasonally adjusted.
- North Carolina$332,159
- United States$366,157
Metros in North Carolina
Largest first, by population. Zillow publishes rent for fewer metros than home values, so a dash means no series — not a market at zero.
| # | Metro activate to sort by Metro | Rent activate to sort by Rent | 1-yr Δ activate to sort by 1-yr Δ | Home value sorted descending, activate to sort ascending | 1-yr Δ activate to sort by 1-yr Δ |
|---|---|---|---|---|---|
| 1 | Morehead City | $1,827 | +2.4% | $469,785 | +3.0% |
| 2 | Wilmington | $1,744 | +4.7% | $443,118 | +0.7% |
| 3 | Raleigh | $1,669 | +1.4% | $428,267 | -1.7% |
| 4 | Asheville | $1,702 | +0.4% | $416,031 | -3.3% |
| 5 | Pinehurst | $1,861 | +0.4% | $410,132 | +0.9% |
| 6 | Durham | $1,640 | +2.6% | $401,581 | -2.5% |
| 7 | Charlotte | $1,735 | +1.4% | $381,392 | -0.8% |
| 8 | Burlington | $1,339 | +2.9% | $290,915 | +1.0% |
| 9 | Jacksonville | $1,577 | +4.5% | $290,605 | +3.2% |
| 10 | Sanford | $1,649 | +0.0% | $287,873 | -0.0% |
| 11 | Winston | $1,529 | +4.6% | $277,512 | +1.7% |
| 12 | Hickory | $1,595 | +2.8% | $266,722 | +1.7% |
| 13 | New Bern | $1,588 | +2.7% | $262,128 | +2.5% |
| 14 | Greensboro | $1,406 | +2.5% | $260,556 | +0.8% |
| 15 | Fayetteville | $1,454 | +2.3% | $253,782 | +0.3% |
| 16 | Greenville | $1,465 | +1.8% | $243,595 | +1.1% |
| 17 | Mount Airy | $1,222 | — | $241,904 | +4.7% |
| 18 | North Wilkesboro | $1,412 | — | $225,065 | +4.6% |
| 19 | Wilson | $1,497 | +1.8% | $216,198 | -0.4% |
| 20 | Forest City | $1,227 | — | $214,498 | +2.5% |
| 21 | Shelby | $1,165 | +1.5% | $210,558 | +0.0% |
| 22 | Rocky Mount | $1,273 | +3.8% | $197,692 | +1.4% |
| 23 | Goldsboro | $1,519 | +3.1% | $179,062 | -0.6% |
| 24 | Lumberton | $1,149 | +4.5% | $136,519 | +2.3% |
| 25 | Roanoke Rapids | $1,271 | — | $113,749 | +4.0% |
Go deeper: every zip in North Carolina.