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South Dakota.

31st most expensive state. Typical home $317,874 (+2.3% in a year), estimated payment $1,752 a month. As of Sep 2026.

What it costs per month · South Dakota $1,668/mo

to buy the typical home at today's mortgage rate — +$895 (+116%) since Jan 2020.

What the home itself did
1 year
Up $7,281 +2%
$310,594$317,874 since Sep 2025
5 years
Up $60,133 +23%
$257,741$317,874 since Sep 2021
10 years
Up $137,101 +76%
$180,773$317,874 since Sep 2016

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 South Dakota $1,668 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • South Dakota$1,668
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 17 years.

Typical home values in South Dakota rose 2.3% over the past year — faster than the nation's +1.2%.

Buying the typical South Dakota home now takes 28% of the median household income ($75,081/yr, ACS 2020–2024) — the standard affordability line is 30%.

Share of median income needed to buy

Monthly payment for the typical home against the local median household income. Income is an annual survey, stepped — the saw-teeth are survey years, not markets.

15% 20% 25% 30% 2011 2014 2017 2020 2023 2026 South Dakota 26.67% United States 28.57%
15% 20% 25% 30% 2014 2020 2026
  • South Dakota26.67%
  • United States28.57%

South Dakota home values

Zillow Home Value Index against the national figure. Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2002 2006 2010 2014 2018 2022 2026 South Dakota $317,874 United States $366,157
$100,000 $200,000 $300,000 2002 2010 2018 2026
  • South Dakota$317,874
  • United States$366,157

Metros in South Dakota

Metros Counties Cities

Largest first, by population. Zillow publishes rent for fewer metros than home values, so a dash means no series — not a market at zero.

# Metro Rent 1-yr Δ Home value 1-yr Δ
1 Spearfish $1,489 — $442,584 -0.7%
2 Rapid City $1,457 +4.1% $370,125 +2.1%
3 Sioux Falls $1,265 +3.7% $338,663 +1.1%
4 Watertown $1,196 — $336,249 +4.2%
5 Brookings $1,275 +9.8% $327,091 +6.1%
6 Pierre $1,275 — $294,607 +2.7%
7 Vermillion $812 — $282,966 +2.8%
8 Yankton $1,050 — $279,514 +2.4%
9 Mitchell $960 — $258,525 +1.8%
10 Aberdeen $1,083 +12.1% $242,518 +5.1%
11 Huron — — $194,445 +3.0%

Go deeper: every zip in South Dakota.