Texas.
34th most expensive state. Typical home $296,424 (-1.4% in a year), estimated payment $1,634 a month. As of Sep 2026.
to buy the typical home at today's mortgage rate — +$751 (+93%) since Jan 2020.
- 1 year
- Down $4,354 -1%
- $300,778$296,424 since Sep 2025
- 5 years
- Up $27,155 +10%
- $269,269$296,424 since Sep 2021
- 10 years
- Up $112,473 +61%
- $183,950$296,424 since Sep 2016
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Texas$1,556
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 36 years.
Typical home values in Texas fell 1.4% over the past year — slower than the nation's +1.2%.
Buying the typical Texas home now takes 25% of the median household income ($78,476/yr, ACS 2020–2024) — the standard affordability line is 30%.
Share of median income needed to buy
Monthly payment for the typical home against the local median household income. Income is an annual survey, stepped — the saw-teeth are survey years, not markets.
- Texas23.79%
- United States28.57%
Texas home values
Zillow Home Value Index against the national figure. Mid-tier homes, smoothed and seasonally adjusted.
- Texas$296,424
- United States$366,157
Metros in Texas
Largest first, by population. Zillow publishes rent for fewer metros than home values, so a dash means no series — not a market at zero.
| # | Metro activate to sort by Metro | Rent activate to sort by Rent | 1-yr Δ activate to sort by 1-yr Δ | Home value sorted descending, activate to sort ascending | 1-yr Δ activate to sort by 1-yr Δ |
|---|---|---|---|---|---|
| 1 | Austin | $1,603 | +0.7% | $414,273 | -4.3% |
| 2 | Dallas | $1,659 | +0.7% | $358,242 | -2.0% |
| 3 | Midland | $1,571 | -1.6% | $327,933 | +1.7% |
| 4 | College Station | $1,504 | -0.1% | $304,972 | +0.0% |
| 5 | Houston | $1,638 | +0.1% | $302,832 | -1.8% |
| 6 | Sherman | $1,358 | -1.8% | $280,299 | -4.6% |
| 7 | San Antonio | $1,415 | -0.7% | $273,806 | -1.9% |
| 8 | Tyler | $1,313 | +2.1% | $267,833 | -0.3% |
| 9 | Odessa | $1,580 | +0.5% | $252,406 | +3.8% |
| 10 | Waco | $1,419 | +2.0% | $250,105 | +0.4% |
| 11 | Killeen | $1,308 | -0.2% | $248,024 | -1.5% |
| 12 | El Paso | $1,521 | +3.5% | $233,011 | +2.5% |
| 13 | San Angelo | $1,319 | +5.3% | $227,072 | -4.7% |
| 14 | Corpus Christi | $1,425 | +2.0% | $221,538 | +0.7% |
| 15 | Abilene | $1,990 | +29.1% | $221,508 | +9.7% |
| 16 | Victoria | $1,169 | +5.0% | $220,045 | +1.4% |
| 17 | Amarillo | $1,309 | +7.0% | $219,579 | +4.1% |
| 18 | Longview | $1,148 | +3.3% | $218,198 | +1.1% |
| 19 | Laredo | $1,129 | +1.0% | $215,255 | +2.0% |
| 20 | Lubbock | $1,330 | +1.7% | $212,331 | +2.5% |
| 21 | Brownsville | $1,509 | +5.1% | $204,552 | +1.3% |
| 22 | McAllen | $1,119 | +0.9% | $188,971 | -0.4% |
| 23 | Beaumont | $1,308 | +2.6% | $186,305 | +3.8% |
| 24 | Texarkana | $1,253 | +0.1% | $183,435 | +2.4% |
| 25 | Wichita Falls | $1,305 | +8.0% | $175,703 | +2.3% |
Go deeper: every zip in Texas.