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Virginia.

19th most expensive state. Typical home $412,252 (+2.1% in a year), estimated payment $2,272 a month. As of Sep 2026.

What it costs per month · Virginia $2,164/mo

to buy the typical home at today's mortgage rate — +$1,135 (+110%) since Jan 2020.

What the home itself did
1 year
Up $8,573 +2%
$403,679$412,252 since Sep 2025
5 years
Up $78,368 +23%
$333,884$412,252 since Sep 2021
10 years
Up $165,055 +67%
$247,197$412,252 since Sep 2016

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Virginia $2,164 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Virginia$2,164
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 16 years.

Typical home values in Virginia rose 2.1% over the past year — faster than the nation's +1.2%.

Buying the typical Virginia home now takes 29% of the median household income ($93,170/yr, ACS 2020–2024) — the standard affordability line is 30%.

Share of median income needed to buy

Monthly payment for the typical home against the local median household income. Income is an annual survey, stepped — the saw-teeth are survey years, not markets.

15% 20% 25% 30% 2011 2014 2017 2020 2023 2026 Virginia 27.87% United States 28.57%
15% 20% 25% 30% 2014 2020 2026
  • Virginia27.87%
  • United States28.57%

Virginia home values

Zillow Home Value Index against the national figure. Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2002 2006 2010 2014 2018 2022 2026 Virginia $412,252 United States $366,157
$200,000 $300,000 $400,000 2002 2010 2018 2026
  • Virginia$412,252
  • United States$366,157

Metros in Virginia

Metros Counties Cities

Largest first, by population. Zillow publishes rent for fewer metros than home values, so a dash means no series — not a market at zero.

# Metro Rent 1-yr Δ Home value 1-yr Δ
1 Washington $2,407 +1.4% $569,857 +0.2%
2 Charlottesville $2,040 +1.7% $464,132 +1.3%
3 Richmond $1,706 +2.5% $392,106 +2.6%
4 Winchester $1,825 +1.8% $384,629 +1.4%
5 Virginia Beach $1,886 +7.1% $371,181 +2.9%
6 Harrisonburg $1,691 +5.3% $350,368 +2.6%
7 Staunton $1,448 +3.8% $334,739 +4.7%
8 Roanoke $1,400 +3.4% $297,868 +3.2%
9 Lynchburg $1,288 +3.2% $288,388 +2.9%
10 Blacksburg $1,659 +3.9% $286,934 +3.3%
11 Danville $1,120 +5.9% $165,829 +1.1%
12 Bluefield $786 +3.9% $147,251 +1.6%
13 Martinsville $912 +6.2% $134,798 -4.6%
14 Big Stone Gap — — $134,797 +0.0%

Go deeper: every zip in Virginia.