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Vermont.

23rd most expensive state. Typical home $391,900 (+0.9% in a year), estimated payment $2,160 a month. As of Sep 2026.

What it costs per month · Vermont $2,057/mo

to buy the typical home at today's mortgage rate — +$1,072 (+109%) since Jan 2020.

What the home itself did
1 year
Up $3,443 +1%
$388,458$391,900 since Sep 2025
5 years
Up $56,709 +17%
$335,191$391,900 since Sep 2021
10 years
Up $155,604 +66%
$236,296$391,900 since Sep 2016

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Vermont $2,057 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Vermont$2,057
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 22 years.

Typical home values in Vermont rose 0.9% over the past year — slower than the nation's +1.2%.

Buying the typical Vermont home now takes 32% of the median household income ($81,203/yr, ACS 2020–2024) — the standard affordability line is 30%.

Share of median income needed to buy

Monthly payment for the typical home against the local median household income. Income is an annual survey, stepped — the saw-teeth are survey years, not markets.

15% 20% 25% 30% 35% 2011 2014 2017 2020 2023 2026 Vermont 30.40% United States 28.57%
15% 20% 25% 30% 35% 2014 2020 2026
  • Vermont30.40%
  • United States28.57%

Vermont home values

Zillow Home Value Index against the national figure. Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 $400,000 2002 2006 2010 2014 2018 2022 2026 Vermont $391,900 United States $366,157
$100,000 $200,000 $300,000 $400,000 2002 2010 2018 2026
  • Vermont$391,900
  • United States$366,157

Metros in Vermont

Largest first, by population. Zillow publishes rent for fewer metros than home values, so a dash means no series — not a market at zero.

Go deeper: every zip in Vermont.