Washington.
4th most expensive state. Typical home $587,533 (-0.5% in a year), estimated payment $3,238 a month. As of Sep 2026.
to buy the typical home at today's mortgage rate — +$1,588 (+106%) since Jan 2020.
- 1 year
- Down $2,663 -0%
- $590,196$587,533 since Sep 2025
- 5 years
- Up $55,757 +10%
- $531,777$587,533 since Sep 2021
- 10 years
- Up $275,169 +88%
- $312,365$587,533 since Sep 2016
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Washington$3,084
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 35 years.
Typical home values in Washington fell 0.5% over the past year — slower than the nation's +1.2%.
Buying the typical Washington home now takes 40% of the median household income ($98,141/yr, ACS 2020–2024) — the standard affordability line is 30%.
Share of median income needed to buy
Monthly payment for the typical home against the local median household income. Income is an annual survey, stepped — the saw-teeth are survey years, not markets.
- Washington37.71%
- United States28.57%
Washington home values
Zillow Home Value Index against the national figure. Mid-tier homes, smoothed and seasonally adjusted.
- Washington$587,533
- United States$366,157
Metros in Washington
Largest first, by population. Zillow publishes rent for fewer metros than home values, so a dash means no series — not a market at zero.
| # | Metro activate to sort by Metro | Rent activate to sort by Rent | 1-yr Δ activate to sort by 1-yr Δ | Home value sorted descending, activate to sort ascending | 1-yr Δ activate to sort by 1-yr Δ |
|---|---|---|---|---|---|
| 1 | Seattle | $2,250 | +1.8% | $720,147 | -1.6% |
| 2 | Oak Harbor | $2,100 | +4.8% | $634,214 | +0.5% |
| 3 | Bellingham | $1,951 | +2.9% | $607,630 | +0.3% |
| 4 | Bremerton | $2,052 | +3.2% | $579,111 | +1.1% |
| 5 | Mount Vernon | $2,185 | +4.2% | $576,334 | +0.7% |
| 6 | Olympia | $2,043 | +2.5% | $521,365 | +0.1% |
| 7 | Wenatchee | $1,756 | +0.4% | $517,598 | +0.8% |
| 8 | Ellensburg | $1,596 | +3.9% | $494,993 | +0.2% |
| 9 | Port Angeles | $2,179 | +4.6% | $488,509 | -1.0% |
| 10 | Shelton | $1,856 | +8.3% | $447,186 | +0.2% |
| 11 | Kennewick | $1,695 | -0.3% | $436,660 | +0.4% |
| 12 | Centralia | $1,456 | +3.5% | $428,511 | +1.4% |
| 13 | Longview | $1,417 | +2.4% | $417,833 | +0.1% |
| 14 | Spokane | $1,512 | +3.5% | $415,045 | +0.2% |
| 15 | Walla Walla | $1,474 | +3.3% | $413,653 | +0.5% |
| 16 | Moses Lake | $1,458 | -0.6% | $355,465 | -0.4% |
| 17 | Yakima | $1,362 | +1.1% | $348,084 | +0.5% |
| 18 | Pullman | $1,406 | -0.1% | $324,429 | +3.7% |
| 19 | Aberdeen | $1,487 | +3.3% | $314,069 | -2.1% |
| 20 | Othello | — | — | $304,605 | -2.1% |
Go deeper: every zip in Washington.