Zip lookup · NJ

08514
Cream Ridge, New Jersey.

Cream Ridge, Monmouth County, NJ · New York-Newark-Jersey City, NY-NJ-PA metro · population 4,917

What it costs per month · 08514 $3,780/mo

to buy the typical home at today's mortgage rate — +$2,263 (+149%) since Jan 2020.

What the home itself did
1 year
Up $49,164 +7%
$671,005$720,169 since Sep 2025
5 years
Up $205,061 +40%
$515,107$720,169 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 08514 $3,780 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • 08514$3,780
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 10 years.

Typical home values in zip 08514 rose 7.3% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Monmouth County, NJ 75% · Ocean County, NJ 25%

Zillow also publishes an index for the city itself: Cream Ridge, NJ — measured over the city limits, which is a different area from this zip.

Typical home value $720,169 as of Sep 2026
+7.3%year on year

Typical home value — 08514

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $500,000 $750,000 2018 2020 2022 2024 2026 08514 $720,169 New York $730,949 United States $366,157
$250,000 $500,000 $750,000 2018 2022 2026
  • 08514$720,169
  • New York$730,949
  • United States$366,157

Within 20 miles

Showing 30 of 60 zips in range — sorting picks from all 60.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.4 08501 Allentown 6,364 — $732,457
5.5 08510 Millstone Township 5,386 — $967,286
6.3 08555 Roosevelt 996 — $506,456
6.8 08562 Wrightstown 4,201 — $534,385
6.8 08511 Cookstown 976 — $442,838
7.5 08691 Robbinsville 16,607 $2,539 $633,353
7.8 08535 Millstone Township 4,999 — $959,800
7.9 08515 Chesterfield 8,373 — $706,207
8.0 08527 Jackson 58,991 $3,281 $638,995
8.4 08620 Trenton 11,621 — $460,318
8.4 08533 New Egypt 7,563 — $575,161
8.7 08520 Hightstown 29,504 $2,493 $462,394
10.0 08733 Lakehurst 2,816 — $371,193
10.7 08690 Trenton 18,841 $2,061 $485,288
11.7 08041 Jobstown 650 — $559,248
12.1 08022 Columbus 9,172 — $527,586
12.1 08550 Princeton Junction 21,067 $3,643 $1,010,479
12.2 08610 Trenton 33,465 $1,905 $349,059
12.9 08619 Trenton 24,089 $2,437 $429,266
12.9 08505 Bordentown 19,142 $2,379 $459,664
13.0 07728 Freehold 55,984 $2,901 $653,928
13.1 08512 Cranbury 12,928 — $749,863
13.3 07726 Englishtown 44,764 $2,634 $792,228
13.5 08611 Trenton 31,995 $1,955 $194,218
13.7 08629 Trenton 13,013 $2,068 $257,582
13.9 08759 Manchester Township 34,237 $2,610 $274,436
14.0 08831 Monroe Township 55,658 $2,581 $603,744
14.2 08015 Browns Mills 19,567 $2,462 $333,440
14.4 08609 Trenton 15,938 $1,922 $207,453
14.6 08536 Plainsboro 20,817 $2,165 $661,658

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.