Zip lookup · NJ

08822
Flemington, New Jersey.

Flemington, Hunterdon County, NJ · New York-Newark-Jersey City, NY-NJ-PA metro · population 32,556

What it costs per month · 08822 $3,332/mo

to buy the typical home at today's mortgage rate — +$1,812 (+119%) since Jan 2020.

What the home itself did
1 year
Up $14,948 +2%
$619,947$634,895 since Sep 2025
5 years
Up $149,565 +31%
$485,330$634,895 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 08822 $3,332 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • 08822$3,332
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in zip 08822 rose 2.4% over the past year — faster than the nation's +1.2%.

Asking rents in zip 08822 rose 1.0% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 08822 runs $2,360/mo more than renting one. The gap peaked at $2,384 in May 2026.

That is $5,035 a month against $2,676 rent: a $3,332 mortgage payment, plus $1,023 property tax and $680 insurance & upkeep.

Owning vs renting — zip 08822

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$3,000 $4,000 $5,000 2025 2026 Owning all in $5,035 Renting $2,676 Mortgage only $3,332
$3,000 $4,000 $5,000 2025 2026
  • Owning all in$5,035
  • Renting$2,676
  • Mortgage only$3,332

Property tax · $1,023/mo 1.93% of value a year — the ACS 2020-2024 median bill over the median home value for Hunterdon County, NJ

Insurance & upkeep · $680/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Flemington, NJ — measured over the city limits, which is a different area from this zip.

Asking rent $2,676 as of Sep 2026
+1.0%year on year
Typical home value $634,895 as of Sep 2026
+2.4%year on year

Asking rent — 08822

Against the New York-Newark-Jersey City, NY-NJ-PA metro and the national benchmark.

$2,000 $2,500 $3,000 $3,500 2025 2026 08822 $2,676 New York $3,546 United States $1,932
$2,000 $2,500 $3,000 $3,500 2025 2026
  • 08822$2,676
  • New York$3,546
  • United States$1,932

Typical home value — 08822

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $500,000 $750,000 2018 2020 2022 2024 2026 08822 $634,895 New York $730,949 United States $366,157
$250,000 $500,000 $750,000 2018 2022 2026
  • 08822$634,895
  • New York$730,949
  • United States$366,157

Within 20 miles

Showing 30 of 68 zips in range — sorting picks from all 68.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.8 08887 Three Bridges 1,380 — $349,120
5.6 08551 Ringoes 5,873 — $705,204
6.5 08867 Pittstown 5,204 — $736,913
6.5 08853 Neshanic Station 5,634 — $866,907
7.3 08801 Annandale 7,267 — $615,101
8.0 08559 Stockton 4,836 — $677,046
8.1 08889 Whitehouse Station 10,193 $2,890 $700,117
8.3 08825 Frenchtown 4,735 — $589,372
8.8 08833 Lebanon 9,184 — $726,135
9.3 08809 Clinton 6,703 — $516,657
9.8 08525 Hopewell 4,522 — $659,411
10.2 08829 High Bridge 3,580 $2,150 $451,197
10.3 08844 Hillsborough 44,463 $2,818 $671,600
10.4 08876 Somerville 23,380 $2,339 $599,429
10.5 08530 Lambertville 8,119 — $637,437
11.4 08558 Skillman 7,648 — $1,041,172
11.5 08827 Hampton 4,346 — $602,750
12.0 18920 Erwinna 393 — $733,303
12.1 08502 Belle Mead 11,849 — $1,005,848
12.2 08869 Raritan 8,368 $2,525 $539,569
12.4 18933 Lumberville 105 — $1,023,629
13.0 08848 Milford 8,134 — $527,814
13.4 18972 Upper Black Eddy 3,104 — $564,309
13.5 07921 Bedminster 7,700 $2,817 $516,637
13.6 08802 Asbury 4,552 — $603,604
13.7 08826 Glen Gardner 5,459 — $553,060
13.7 18938 New Hope 13,649 $3,275 $966,740
13.8 08807 Bridgewater 39,560 $3,050 $722,469
13.8 08534 Pennington 13,272 $3,020 $669,660
14.1 07830 Califon 7,379 — $757,300

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.