Zip lookup · NJ

08884
Spotswood, New Jersey.

Spotswood, Middlesex County, NJ · New York-Newark-Jersey City, NY-NJ-PA metro · population 8,187

What it costs per month · 08884 $2,953/mo

to buy the typical home at today's mortgage rate — +$1,710 (+138%) since Jan 2020.

What the home itself did
1 year
Up $25,331 +5%
$537,188$562,519 since Sep 2025
5 years
Up $163,132 +41%
$399,387$562,519 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 08884 $2,953 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • 08884$2,953
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 10 years.

Typical home values in zip 08884 rose 4.7% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Spotswood, NJ — measured over the city limits, which is a different area from this zip.

Typical home value $562,519 as of Sep 2026
+4.7%year on year

Typical home value — 08884

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $500,000 $750,000 2018 2020 2022 2024 2026 08884 $562,519 New York $730,949 United States $366,157
$250,000 $500,000 $750,000 2018 2022 2026
  • 08884$562,519
  • New York$730,949
  • United States$366,157

Within 20 miles

Showing 30 of 106 zips in range — sorting picks from all 106.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
2.1 08828 Helmetta 2,459 — $425,457
2.7 08816 East Brunswick 49,360 $2,751 $625,970
3.2 08857 Old Bridge 40,891 $2,783 $632,660
3.6 08882 South River 16,124 — $532,103
4.5 08850 Milltown 8,538 — $609,453
5.0 08831 Monroe Township 55,658 $2,581 $603,744
5.5 08872 Sayreville 20,204 $2,838 $526,563
5.7 08810 Dayton 7,952 $3,350 $643,225
5.9 08902 North Brunswick 43,932 $2,505 $543,891
6.4 08859 Parlin 25,448 $3,014 $545,267
6.7 08901 New Brunswick 57,263 $2,820 $439,891
7.4 07751 Morganville 21,109 $3,474 $886,302
7.5 07747 Matawan 32,330 $2,711 $657,733
7.5 08904 Highland Park 15,121 $2,447 $590,992
7.8 08879 South Amboy 23,556 $2,501 $521,441
8.0 08852 Monmouth Junction 18,062 $2,406 $694,546
8.2 07726 Englishtown 44,764 $2,634 $792,228
8.3 08817 Edison 49,020 $2,624 $558,336
8.6 08837 Edison 19,437 $2,538 $524,857
8.7 08512 Cranbury 12,928 — $749,863
8.7 07721 Cliffwood 4,277 — $520,189
8.7 08824 Kendall Park 13,366 — $724,955
9.2 07746 Marlboro 18,476 — $904,286
9.6 08823 Franklin Park 8,884 — $418,050
10.3 08873 Somerset 56,327 $2,648 $570,437
10.4 08840 Metuchen 18,206 $2,773 $687,648
10.4 07735 Keyport 19,159 $2,742 $517,793
10.7 08861 Perth Amboy 59,351 $2,540 $493,275
10.7 08863 Fords 12,771 $2,395 $529,465
11.0 08536 Plainsboro 20,817 $2,165 $661,658

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.