Zip lookup · NY

12166
Sprakers, New York.

Sprakers, Montgomery County, NY · Amsterdam, NY metro · population 1,635

What it costs per month · 12166 $1,203/mo

to buy the typical home at today's mortgage rate — +$692 (+136%) since Jan 2020.

What the home itself did
1 year
Up $9,413 +4%
$219,743$229,156 since Sep 2025
5 years
Up $53,883 +31%
$175,273$229,156 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 12166 $1,203 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 12166$1,203
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in zip 12166 rose 4.3% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Montgomery County, NY 98% · Schoharie County, NY 2%

Zillow also publishes an index for the city itself: Sprakers, NY — measured over the city limits, which is a different area from this zip.

Typical home value $229,156 as of Sep 2026
+4.3%year on year

Typical home value — 12166

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 12166 $229,156 Amsterdam $213,643 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 12166$229,156
  • Amsterdam$213,643
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
5.6 12072 Fultonville 2,882 — $249,680
6.8 13317 Canajoharie 3,888 — $186,242
6.9 13428 Palatine Bridge 1,689 — $203,806
6.9 12160 Sloansville 716 — $288,542
8.1 13459 Sharon Springs 1,888 — $230,381
8.3 12035 Central Bridge 566 — $225,277
8.6 12068 Fonda 2,503 — $229,422
8.8 12066 Esperance 1,863 — $288,701
10.0 13410 Nelliston 508 — $149,025
10.0 12043 Cobleskill 8,287 — $263,563
10.0 12092 Howes Cave 1,208 — $241,312
11.7 12177 Tribes Hill 387 — $212,414
12.7 13339 Fort Plain 6,010 — $178,592
13.5 12095 Johnstown 12,391 — $208,833
14.3 12157 Schoharie 4,713 — $290,841
14.4 12070 Fort Johnson 2,011 — $230,686
14.7 12187 Warnerville 752 — $275,945
14.8 12053 Delanson 4,550 — $367,920
15.2 13320 Cherry Valley 1,971 — $204,672
15.9 12010 Amsterdam 27,750 $1,185 $246,123
16.1 12149 Richmondville 2,038 — $243,964
16.3 13452 Saint Johnsville 4,792 — $160,854
16.6 12137 Pattersonville 2,077 — $329,140
18.7 12071 Fultonham 283 — $217,590
19.0 12064 East Worcester 342 — $123,131
19.2 12056 Duanesburg 1,695 — $404,563

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.