Zip lookup · NY

12207
Albany, New York.

Albany, Albany County, NY · Albany-Schenectady-Troy, NY metro · population 1,988

What it costs per month · 12207 $1,922/mo

to buy the typical home at today's mortgage rate — +$1,014 (+112%) since Jan 2020.

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • United States$1,922

Asking rents in zip 12207 rose 6.1% over the past year — faster than the nation's +2.7%.

Zillow also publishes an index for the city itself: Albany, NY — measured over the city limits, which is a different area from this zip.

Asking rent $1,797 as of Sep 2026
+6.1%year on year

Asking rent — 12207

Against the Albany-Schenectady-Troy, NY metro and the national benchmark.

$1,600 $1,700 $1,800 $1,900 2025 2026 12207 $1,797 Albany $1,693 United States $1,932
$1,600 $1,700 $1,800 $1,900 2025 2026
  • 12207$1,797
  • Albany$1,693
  • United States$1,932

Within 20 miles

Showing 30 of 70 zips in range — sorting picks from all 70.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
0.8 12210 Albany 10,297 $1,474 $269,530
1.8 12202 Albany 10,166 $1,465 $183,179
2.1 12206 Albany 14,572 $1,784 $225,666
2.3 12144 Rensselaer 22,111 $1,901 $318,829
2.3 12204 Albany 7,812 $2,176 $352,285
2.5 12209 Albany 10,626 $1,725 $270,391
3.1 12208 Albany 23,289 $1,615 $330,171
3.7 12211 Albany 14,383 — $488,139
4.7 12077 Glenmont 7,017 — $498,974
5.5 12203 Albany 30,771 $1,769 $339,006
5.7 12189 Watervliet 18,656 $1,519 $315,131
5.9 12205 Albany 25,838 $1,800 $336,357
6.0 12198 Wynantskill 6,796 — $350,578
6.1 12061 East Greenbush 9,854 — $419,465
6.9 12196 West Sand Lake 3,880 — $409,731
6.9 12110 Latham 20,081 $2,458 $410,158
6.9 12183 Troy 2,970 — $245,066
7.0 12054 Delmar 17,436 $1,966 $458,235
7.0 12159 Slingerlands 8,163 — $584,893
8.4 12063 East Schodack 665 — $466,143
8.5 12084 Guilderland 5,328 — $504,178
8.6 12033 Castleton On Hudson 7,932 — $378,835
8.9 12047 Cohoes 23,532 $1,865 $339,366
8.9 12158 Selkirk 5,878 — $371,718
9.4 12140 Poestenkill 1,512 — $384,302
10.0 12180 Troy 53,479 $1,481 $311,020
10.9 12067 Feura Bush 1,165 — $386,932
11.1 12303 Schenectady 29,360 $1,371 $322,292
11.1 12304 Schenectady 22,403 $2,075 $262,047
11.4 12018 Averill Park 7,422 — $397,554

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.