Zip lookup · NY

12972
Peru, New York.

Peru, Clinton County, NY · Plattsburgh, NY metro · population 6,895

What it costs per month · 12972 $1,480/mo

to buy the typical home at today's mortgage rate — +$844 (+133%) since Jan 2020.

What the home itself did
1 year
Up $14,764 +6%
$267,127$281,891 since Sep 2025
5 years
Up $71,010 +34%
$210,881$281,891 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 12972 $1,480 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 12972$1,480
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in zip 12972 rose 5.5% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Peru, NY — measured over the city limits, which is a different area from this zip.

Typical home value $281,891 as of Sep 2026
+5.5%year on year

Typical home value — 12972

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 12972 $281,891 Plattsburgh $230,427 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 12972$281,891
  • Plattsburgh$230,427
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
6.9 12975 Port Kent 78 — $286,057
8.2 12944 Keeseville 3,910 — $206,925
8.3 12985 Schuyler Falls 755 — $187,310
8.4 12903 Plattsburgh 1,824 — $247,435
10.3 12962 Morrisonville 5,654 — $266,184
10.6 12918 Cadyville 2,412 — $217,467
11.0 12912 Au Sable Forks 1,682 — $212,252
11.2 12901 Plattsburgh 31,447 $1,254 $254,022
12.1 12978 Redford 340 — $157,596
13.3 05486 South Hero 1,500 — $616,516
13.4 12929 Dannemora 2,684 — $165,484
14.2 12981 Saranac 2,259 — $196,861
15.2 05408 Burlington 10,019 $2,266 $454,035
15.4 12996 Willsboro 1,903 — $291,242
16.1 12950 Lewis 628 — $204,446
16.1 12941 Jay 1,487 — $343,403
17.1 05458 Grand Isle 2,278 — $499,789
17.2 05446 Colchester 16,452 $2,206 $465,762
18.1 12987 Upper Jay 119 — $340,012
18.1 12992 West Chazy 4,615 — $228,906
18.1 05401 Burlington 31,662 $2,754 $553,670
18.7 12997 Wilmington 1,251 — $429,638
19.3 05404 Winooski 8,293 $2,218 $421,481
19.8 05482 Shelburne 7,969 — $671,600

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.