Zip lookup · NY

13638
Fleet Mills, New York.

Fleet Mills, Jefferson County, NY · Watertown-Fort Drum, NY metro · population 157

What it costs per month · 13638 $982/mo

to buy the typical home at today's mortgage rate — +$510 (+108%) since Jan 2020.

What the home itself did
1 year
Up $5,576 +3%
$181,577$187,153 since Sep 2025
5 years
Up $40,197 +27%
$146,956$187,153 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 13638 $982 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 13638$982
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 14 years.

Typical home values in zip 13638 rose 3.1% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Fleet Mills, NY — measured over the city limits, which is a different area from this zip.

Typical home value $187,153 as of Sep 2026
+3.1%year on year

Typical home value — 13638

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 13638 $187,153 Watertown $234,096 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 13638$187,153
  • Watertown$234,096
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
2.5 13612 Black River 2,865 — $249,534
5.2 13616 Calcium 1,430 — $229,342
6.6 13637 Evans Mills 5,212 $1,368 $266,832
8.5 13601 Watertown 36,839 $1,552 $205,423
8.5 13619 Carthage 10,578 $1,259 $206,138
10.5 13673 Philadelphia 2,097 — $205,391
11.4 13615 Brownville 700 — $214,871
11.8 13626 Copenhagen 2,202 — $212,911
14.2 13682 Rodman 854 — $237,754
14.3 13691 Theresa 2,990 — $217,004
15.3 13656 La Fargeville 2,942 — $206,650
15.3 13665 Natural Bridge 465 — $164,499
15.7 13634 Dexter 3,570 — $244,190
16.4 13608 Antwerp 1,676 — $168,645
16.7 13606 Adams Center 2,468 — $234,315
17.2 13620 Castorland 2,298 — $214,773
17.9 13685 Sackets Harbor 2,362 — $298,906
18.7 13622 Chaumont 1,859 — $265,716

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.