Zip lookup · NY

13693
Three Mile Bay, New York.

Three Mile Bay, Jefferson County, NY · Watertown-Fort Drum, NY metro · population 423

What it costs per month · 13693 $1,439/mo

to buy the typical home at today's mortgage rate — +$900 (+167%) since Jan 2020.

What the home itself did
1 year
Up $38,527 +16%
$235,725$274,253 since Sep 2025
5 years
Up $98,446 +56%
$175,806$274,253 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 13693 $1,439 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 13693$1,439
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 8 years.

Typical home values in zip 13693 rose 16.3% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Three Mile Bay, NY — measured over the city limits, which is a different area from this zip.

Typical home value $274,253 as of Sep 2026
+16.3%year on year

Typical home value — 13693

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 13693 $274,253 Watertown $234,096 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 13693$274,253
  • Watertown$234,096
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
6.0 13618 Cape Vincent 1,771 — $255,396
8.0 13622 Chaumont 1,859 — $265,716
9.0 13634 Dexter 3,570 — $244,190
10.3 13685 Sackets Harbor 2,362 — $298,906
13.3 13615 Brownville 700 — $214,871
15.1 13624 Clayton 4,650 — $329,699
15.7 13650 Henderson 1,236 — $275,587
16.1 13606 Adams Center 2,468 — $234,315
17.4 13601 Watertown 36,839 $1,552 $205,423
18.4 13656 La Fargeville 2,942 — $206,650
18.4 13605 Adams 5,259 — $221,070
19.3 13616 Calcium 1,430 — $229,342

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.