Zip lookup · VA

20155
Gainesville, Virginia.

Gainesville, Prince William County, VA · Washington-Arlington-Alexandria, DC-VA-MD-WV metro · population 37,486

What it costs per month · 20155 $3,895/mo

to buy the typical home at today's mortgage rate — +$2,092 (+116%) since Jan 2020.

What the home itself did
1 year
Up $13,049 +2%
$729,074$742,124 since Sep 2025
5 years
Up $137,422 +23%
$604,701$742,124 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 $4,000 2002 2006 2010 2014 2018 2022 2026 20155 $3,895 United States $1,922
$1,000 $2,000 $3,000 $4,000 2002 2010 2018 2026
  • 20155$3,895
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 17 years.

Typical home values in zip 20155 rose 1.8% over the past year — faster than the nation's +1.2%.

Asking rents in zip 20155 rose 3.9% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 20155 runs $2,266/mo more than renting one. The gap peaked at $2,510 in Jan 2025.

That is $5,273 a month against $3,007 rent: a $3,895 mortgage payment, plus $583 property tax and $795 insurance & upkeep.

Owning vs renting — zip 20155

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$3,000 $4,000 $5,000 2022 2023 2024 2025 2026 Owning all in $5,273 Renting $3,007 Mortgage only $3,895
$3,000 $4,000 $5,000 2022 2024 2026
  • Owning all in$5,273
  • Renting$3,007
  • Mortgage only$3,895

Property tax · $583/mo 0.94% of value a year — the ACS 2020-2024 median bill over the median home value for Prince William County, VA

Insurance & upkeep · $795/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Gainesville, VA — measured over the city limits, which is a different area from this zip.

Asking rent $3,007 as of Sep 2026
+3.9%year on year
Typical home value $742,124 as of Sep 2026
+1.8%year on year

Asking rent — 20155

Against the Washington-Arlington-Alexandria, DC-VA-MD-WV metro and the national benchmark.

$2,000 $2,500 $3,000 2022 2023 2024 2025 2026 20155 $3,007 Washington $2,407 United States $1,932
$2,000 $2,500 $3,000 2022 2024 2026
  • 20155$3,007
  • Washington$2,407
  • United States$1,932

Typical home value — 20155

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $500,000 $750,000 2018 2020 2022 2024 2026 20155 $742,124 Washington $569,857 United States $366,157
$250,000 $500,000 $750,000 2018 2022 2026
  • 20155$742,124
  • Washington$569,857
  • United States$366,157

Within 20 miles

Showing 30 of 46 zips in range — sorting picks from all 46.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.7 20169 Haymarket 28,089 $3,554 $823,084
4.9 20143 Catharpin 1,070 — $1,093,424
4.9 20109 Manassas 45,444 $2,098 $448,903
5.8 20137 Broad Run 1,938 — $812,724
6.0 20136 Bristow 32,325 $3,058 $733,859
8.3 20120 Centreville 42,896 $2,349 $686,705
8.3 20110 Manassas 49,890 $2,178 $504,628
8.5 20152 Chantilly 36,674 $3,257 $834,650
8.7 20121 Centreville 27,788 $2,438 $555,198
8.9 20198 The Plains 2,251 — $958,252
8.9 20187 Warrenton 18,980 — $735,417
10.3 20181 Nokesville 10,774 — $805,636
10.6 20105 Aldie 37,639 $3,144 $1,083,311
11.0 20111 Manassas 38,124 $2,174 $514,550
11.3 20151 Chantilly 22,610 $2,776 $747,297
12.5 20124 Clifton 14,375 $2,550 $996,920
12.8 20119 Catlett 3,416 — $656,119
13.6 20148 Ashburn 64,021 $3,240 $869,300
13.6 22033 Fairfax 39,526 $2,434 $695,428
13.9 20112 Manassas 30,500 $3,472 $734,448
14.2 20166 Sterling 14,949 $2,530 $615,801
14.4 20186 Warrenton 15,703 $2,204 $604,561
14.5 20117 Middleburg 2,790 — $1,186,160
14.5 20171 Herndon 51,286 $2,384 $799,118
14.9 20115 Marshall 8,173 — $701,670
15.2 22030 Fairfax 61,332 $2,435 $802,310
16.2 22728 Midland 3,752 — $609,421
16.7 22124 Oakton 18,091 $3,066 $1,070,104
16.9 22039 Fairfax Station 19,626 — $1,165,721
17.0 20191 Reston 31,011 $2,525 $610,099

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.