Zip lookup · MD

20646
La Plata, Maryland.

La Plata, Charles County, MD · Washington-Arlington-Alexandria, DC-VA-MD-WV metro · population 21,400

What it costs per month · 20646 $2,482/mo

to buy the typical home at today's mortgage rate — +$1,168 (+89%) since Jan 2020.

What the home itself did
1 year
Down $2,836 -1%
$475,700$472,864 since Sep 2025
5 years
Up $47,520 +11%
$425,344$472,864 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 20646 $2,482 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • 20646$2,482
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 33 years.

Typical home values in zip 20646 fell 0.6% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: La Plata, MD — measured over the city limits, which is a different area from this zip.

Asking rent $2,613 as of Sep 2026
Typical home value $472,864 as of Sep 2026
-0.6%year on year

Asking rent — 20646

Against the Washington-Arlington-Alexandria, DC-VA-MD-WV metro and the national benchmark.

$2,000 $2,200 $2,400 $2,600 2026 20646 $2,613 Washington $2,407 United States $1,932
$2,000 $2,200 $2,400 $2,600 2026
  • 20646$2,613
  • Washington$2,407
  • United States$1,932

Typical home value — 20646

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 $500,000 2018 2020 2022 2024 2026 20646 $472,864 Washington $569,857 United States $366,157
$200,000 $300,000 $400,000 $500,000 2018 2022 2026
  • 20646$472,864
  • Washington$569,857
  • United States$366,157

Within 20 miles

Showing 30 of 45 zips in range — sorting picks from all 45.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
2.6 20677 Port Tobacco 2,088 — $568,919
4.1 20611 Bel Alton 1,219 — $465,042
4.4 20675 Pomfret 1,796 — $466,195
4.9 20695 White Plains 16,407 $3,414 $471,551
6.5 20693 Welcome 1,496 — $503,494
7.0 20632 Faulkner 485 — $477,103
7.1 20602 Waldorf 28,331 $2,405 $381,953
7.6 20603 Waldorf 31,844 $2,341 $473,350
8.0 20617 Bryantown 334 — $552,404
9.2 20640 Indian Head 10,685 $2,362 $342,466
9.3 20658 Marbury 866 — $359,079
9.6 20622 Charlotte Hall 5,185 — $500,871
10.2 20601 Waldorf 26,945 $2,356 $430,942
10.4 20616 Bryans Road 8,057 — $417,788
10.5 20607 Accokeek 13,750 $3,405 $547,510
11.9 20637 Hughesville 6,133 — $579,170
12.4 20662 Nanjemoy 2,129 — $392,317
12.6 20664 Newburg 3,138 — $417,697
14.7 22308 Alexandria 14,090 $4,274 $970,938
14.8 20613 Brandywine 17,590 $3,064 $501,627
14.9 22309 Alexandria 34,316 $2,402 $579,777
15.3 22060 Fort Belvoir 10,641 $2,092 $791,109
15.6 22079 Lorton 35,284 $2,594 $672,004
16.1 20645 Issue 814 — $510,885
16.1 20744 Fort Washington 54,441 $1,754 $441,144
16.1 20659 Mechanicsville 24,324 — $439,108
16.2 22191 Woodbridge 73,623 $2,158 $480,592
16.2 22026 Dumfries 22,897 $3,111 $573,407
16.5 20608 Aquasco 693 — $401,267
16.6 20735 Clinton 37,464 $3,172 $434,385

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.