Zip lookup · MD

20736
Owings, Maryland.

Owings, Calvert County, MD · Washington-Arlington-Alexandria, DC-VA-MD-WV metro · population 9,960

What it costs per month · 20736 $3,220/mo

to buy the typical home at today's mortgage rate — +$1,541 (+92%) since Jan 2020.

What the home itself did
1 year
Down $15 -0%
$613,496$613,481 since Sep 2025
5 years
Up $66,540 +12%
$546,941$613,481 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 20736 $3,220 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • 20736$3,220
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 30 years.

Typical home values in zip 20736 fell 0.0% over the past year — slower than the nation's +1.2%.

This zip spans 2 counties: Calvert County, MD 97% · Anne Arundel County, MD 3%

Zillow also publishes an index for the city itself: Owings, MD — measured over the city limits, which is a different area from this zip.

Typical home value $613,481 as of Sep 2026
-0.0%year on year

Typical home value — 20736

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 2018 2020 2022 2024 2026 20736 $613,481 Washington $569,857 United States $366,157
$200,000 $400,000 $600,000 2018 2022 2026
  • 20736$613,481
  • Washington$569,857
  • United States$366,157

Within 20 miles

Showing 30 of 48 zips in range — sorting picks from all 48.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
2.7 20689 Sunderland 1,809 — $579,045
3.4 20754 Dunkirk 7,545 — $628,150
3.6 20758 Friendship 714 — $636,543
5.1 20714 North Beach 4,525 — $417,496
5.2 20732 Chesapeake Beach 10,722 $2,608 $455,908
5.7 20779 Tracys Landing 883 — $647,901
5.8 20639 Huntingtown 15,544 — $616,882
8.0 20711 Lothian 7,731 — $619,975
8.0 20751 Deale 2,851 — $512,881
8.4 20608 Aquasco 693 — $401,267
9.5 20733 Churchton 2,669 — $446,166
9.7 20613 Brandywine 17,590 $3,064 $501,627
9.7 20772 Upper Marlboro 54,319 $2,668 $469,861
10.6 20778 West River 2,211 — $656,415
11.5 20765 Galesville 668 — $650,763
11.7 20764 Shady Side 2,993 — $426,895
11.8 20623 Cheltenham 2,761 — $498,008
11.8 20678 Prince Frederick 12,752 $1,850 $473,847
12.3 20776 Harwood 3,315 — $762,579
13.0 20612 Benedict 148 — $368,074
13.3 20601 Waldorf 26,945 $2,356 $430,942
14.0 20637 Hughesville 6,133 — $579,170
14.8 20676 Port Republic 3,218 — $504,159
14.8 20774 Upper Marlboro 51,816 $2,245 $457,975
15.5 20735 Clinton 37,464 $3,172 $434,385
15.8 21671 Tilghman 727 — $472,514
15.9 21665 Sherwood 229 — $735,977
15.9 20617 Bryantown 334 — $552,404
16.1 21037 Edgewater 20,854 $3,248 $576,868
16.2 20602 Waldorf 28,331 $2,405 $381,953

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.