Zip lookup · MD

21014
Bel Air, Maryland.

Bel Air, Harford County, MD · Baltimore-Columbia-Towson, MD metro · population 38,707

What it costs per month · 21014 $2,336/mo

to buy the typical home at today's mortgage rate — +$1,144 (+96%) since Jan 2020.

What the home itself did
1 year
Up $4,549 +1%
$440,484$445,033 since Sep 2025
5 years
Up $67,638 +18%
$377,395$445,033 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 21014 $2,336 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • 21014$2,336
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 21 years.

Typical home values in zip 21014 rose 1.0% over the past year — in step with the nation.

Asking rents in zip 21014 rose 5.5% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 21014 runs $1,094/mo more than renting one. The gap peaked at $1,197 in Jan 2025.

That is $3,143 a month against $2,049 rent: a $2,336 mortgage payment, plus $331 property tax and $476 insurance & upkeep.

Owning vs renting — zip 21014

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$2,000 $2,500 $3,000 2025 2026 Owning all in $3,143 Renting $2,049 Mortgage only $2,336
$2,000 $2,500 $3,000 2025 2026
  • Owning all in$3,143
  • Renting$2,049
  • Mortgage only$2,336

Property tax · $331/mo 0.89% of value a year — the ACS 2020-2024 median bill over the median home value for Harford County, MD

Insurance & upkeep · $476/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Bel Air, MD — measured over the city limits, which is a different area from this zip.

Asking rent $2,049 as of Sep 2026
+5.5%year on year
Typical home value $445,033 as of Sep 2026
+1.0%year on year

Asking rent — 21014

Against the Baltimore-Columbia-Towson, MD metro and the national benchmark.

$1,850 $1,900 $1,950 $2,000 $2,050 2025 2026 21014 $2,049 Baltimore $1,937 United States $1,932
$1,850 $1,900 $1,950 $2,000 $2,050 2025 2026
  • 21014$2,049
  • Baltimore$1,937
  • United States$1,932

Typical home value — 21014

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $300,000 $350,000 $400,000 $450,000 2018 2020 2022 2024 2026 21014 $445,033 Baltimore $396,959 United States $366,157
$250,000 $300,000 $350,000 $400,000 $450,000 2018 2022 2026
  • 21014$445,033
  • Baltimore$396,959
  • United States$366,157

Within 20 miles

Showing 30 of 58 zips in range — sorting picks from all 58.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
3.0 21015 Bel Air 30,013 $2,163 $479,102
4.1 21050 Forest Hill 17,466 $2,380 $500,243
4.6 21047 Fallston 13,852 — $563,050
5.5 21009 Abingdon 33,679 $1,893 $370,272
6.3 21028 Churchville 3,103 — $536,539
6.3 21085 Joppa 17,307 $1,611 $365,020
7.0 21051 Fork 172 — $568,767
7.0 21087 Kingsville 5,537 — $544,979
7.2 21082 Hydes 626 — $582,333
7.2 21156 Upper Falls 204 — $516,520
7.4 21017 Belcamp 6,648 $1,887 $284,976
7.6 21013 Baldwin 5,610 — $658,149
8.1 21040 Edgewood 24,960 $1,750 $261,845
8.1 21154 Street 6,544 — $540,000
8.1 21001 Aberdeen 27,168 $1,921 $344,379
8.1 21084 Jarrettsville 7,070 — $545,145
10.1 21057 Glen Arm 4,386 — $644,242
10.4 21128 Perry Hall 15,501 $1,650 $438,413
10.4 21162 White Marsh 4,639 — $516,876
10.4 21034 Darlington 2,846 — $448,970
11.1 21078 Havre De Grace 20,030 $1,929 $404,556
11.7 21132 Pylesville 3,160 — $551,509
12.1 21160 Whiteford 2,441 — $444,639
12.1 21131 Phoenix 7,141 — $752,316
12.5 21236 Nottingham 39,514 $1,768 $332,462
12.5 21111 Monkton 4,714 — $720,188
13.4 21220 Middle River 42,824 $1,708 $329,352
13.7 21234 Parkville 66,334 $1,621 $300,360
14.2 21918 Conowingo 4,169 — $399,707
14.2 21161 White Hall 5,221 — $562,304

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.