Zip lookup · MD

21218
Baltimore, Maryland.

Baltimore, Baltimore City, MD · Baltimore-Columbia-Towson, MD metro · population 44,014

What it costs per month · 21218 $955/mo

to buy the typical home at today's mortgage rate — +$409 (+75%) since Jan 2020.

What the home itself did
1 year
Down $8,505 -4%
$190,496$181,991 since Sep 2025
5 years
Up $3,593 +2%
$178,398$181,991 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 21218 $955 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 21218$955
  • United States$1,922

Typical home values in zip 21218 fell 4.5% over the past year — slower than the nation's +1.2%.

Asking rents in zip 21218 rose 1.7% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 21218 runs $82/mo less than renting one. The gap peaked at $238 in Dec 2020.

That is $1,372 a month against $1,454 rent: a $955 mortgage payment, plus $222 property tax and $195 insurance & upkeep.

Owning vs renting — zip 21218

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$500 $1,000 $1,500 2018 2020 2022 2024 2026 Owning all in $1,372 Renting $1,454 Mortgage only $955
$500 $1,000 $1,500 2018 2022 2026
  • Owning all in$1,372
  • Renting$1,454
  • Mortgage only$955

Property tax · $222/mo 1.46% of value a year — the ACS 2020-2024 median bill over the median home value for Baltimore City, MD

Insurance & upkeep · $195/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Baltimore, MD — measured over the city limits, which is a different area from this zip.

Asking rent $1,454 as of Sep 2026
+1.7%year on year
Typical home value $181,991 as of Sep 2026
-4.5%year on year

Asking rent — 21218

Against the Baltimore-Columbia-Towson, MD metro and the national benchmark.

$1,000 $1,250 $1,500 $1,750 2018 2020 2022 2024 2026 21218 $1,454 Baltimore $1,937 United States $1,932
$1,000 $1,250 $1,500 $1,750 2018 2022 2026
  • 21218$1,454
  • Baltimore$1,937
  • United States$1,932

Typical home value — 21218

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 21218 $181,991 Baltimore $396,959 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • 21218$181,991
  • Baltimore$396,959
  • United States$366,157

Within 20 miles

Showing 30 of 85 zips in range — sorting picks from all 85.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
1.7 21213 Baltimore 28,058 $1,740 $118,612
2.0 21211 Baltimore 14,969 $2,159 $278,340
2.3 21202 Baltimore 20,683 $1,711 $184,462
2.5 21217 Baltimore 30,792 $1,529 $91,872
2.5 21214 Baltimore 21,092 $1,450 $254,614
2.5 21239 Baltimore 27,346 $1,477 $211,950
2.6 21210 Baltimore 14,134 $1,750 $480,298
2.7 21212 Baltimore 33,974 $1,686 $335,737
2.7 21201 Baltimore 18,307 $1,474 $217,563
2.8 21205 Baltimore 13,013 $1,857 $108,282
3.0 21231 Baltimore 14,969 $2,323 $291,837
3.5 21206 Baltimore 48,902 $1,607 $218,291
3.9 21216 Baltimore 29,426 $1,547 $113,799
4.2 21223 Baltimore 19,572 $1,596 $65,619
4.5 21215 Baltimore 52,229 $1,312 $158,625
4.5 21230 Baltimore 32,977 $2,191 $265,080
4.6 21209 Baltimore 30,126 $1,754 $444,961
4.6 21224 Baltimore 47,465 $2,162 $232,620
5.3 21204 Towson 19,845 $1,943 $590,649
5.7 21229 Baltimore 46,679 $1,528 $170,468
5.8 21237 Rosedale 31,425 $1,763 $313,072
5.8 21234 Parkville 66,334 $1,621 $300,360
6.0 21286 Towson 21,853 $1,777 $398,217
6.3 21207 Gwynn Oak 47,099 $1,439 $287,860
7.2 21225 Brooklyn 34,062 $1,416 $222,776
7.3 21222 Dundalk 59,407 $1,391 $222,177
7.4 21236 Nottingham 39,514 $1,768 $332,462
7.5 21227 Halethorpe 34,907 $1,487 $305,120
7.6 21208 Pikesville 37,276 $2,157 $372,458
7.7 21093 Lutherville Timonium 39,100 $1,963 $502,253

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.