Zip lookup · MD

21545
Mount Savage, Maryland.

Mount Savage, Allegany County, MD · Cumberland, MD-WV metro · population 1,694

What it costs per month · 21545 $658/mo

to buy the typical home at today's mortgage rate — +$323 (+96%) since Jan 2020.

What the home itself did
1 year
Down $35 -0%
$125,492$125,457 since Sep 2025
5 years
Up $16,222 +15%
$109,236$125,457 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 21545 $658 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 21545$658
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 25 years.

Typical home values in zip 21545 fell 0.0% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: Mount Savage, MD — measured over the city limits, which is a different area from this zip.

Typical home value $125,457 as of Sep 2026
-0.0%year on year

Typical home value — 21545

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 21545 $125,457 Cumberland $167,830 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 21545$125,457
  • Cumberland$167,830
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.4 21524 Corriganville 710 — $186,170
5.0 21529 Ellerslie 514 — $178,313
5.9 21532 Frostburg 13,647 $948 $178,066
7.0 21502 Cumberland 41,015 $1,018 $156,218
7.3 15545 Hyndman 2,562 — $152,921
8.1 26767 Wiley Ford 393 — $169,551
9.2 15552 Meyersdale 5,685 — $147,912
10.4 26753 Ridgeley 5,960 — $210,626
10.4 21539 Lonaconing 1,975 — $104,580
11.7 15538 Fairhope 867 — $181,725
12.8 21557 Rawlings 1,481 — $181,249
12.8 15558 Salisbury 1,960 — $180,204
14.2 21521 Barton 1,400 — $124,293
14.8 26719 Fort Ashby 2,082 — $252,772
16.2 15542 Garrett 1,088 — $156,826
16.4 15534 Buffalo Mills 884 — $234,282
16.4 21536 Grantsville 3,833 — $242,951
16.7 21562 Westernport 3,032 — $91,034
17.2 15530 Berlin 5,299 — $196,572
17.2 21530 Flintstone 1,404 — $226,826
17.8 26763 Springfield 1,253 — $220,111
18.1 21555 Oldtown 1,470 — $202,578
18.6 26722 Green Spring 496 — $203,786
19.0 21523 Bloomington 150 — $122,762

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.