Zip lookup · MD

21550
Oakland, Maryland.

Oakland, Garrett County, MD · population 13,691

What it costs per month · 21550 $1,562/mo

to buy the typical home at today's mortgage rate — +$824 (+112%) since Jan 2020.

What the home itself did
1 year
Up $3,491 +1%
$294,152$297,643 since Sep 2025
5 years
Up $36,688 +14%
$260,955$297,643 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 21550 $1,562 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 21550$1,562
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 26 years.

Typical home values in zip 21550 rose 1.2% over the past year — in step with the nation.

Zillow also publishes an index for the city itself: Oakland, MD — measured over the city limits, which is a different area from this zip.

Typical home value $297,643 as of Sep 2026
+1.2%year on year

Typical home value — 21550

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 21550 $297,643 United States $366,157
$200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 21550$297,643
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
9.1 21538 Kitzmiller 678 — $88,140
9.9 26764 Terra Alta 4,175 — $178,931
10.5 26705 Aurora 716 — $140,273
11.1 26716 Eglon 944 — $154,247
11.6 21541 McHenry 1,335 — $630,641
11.9 26717 Elk Garden 1,593 — $131,320
12.4 21561 Swanton 2,412 — $589,052
13.9 26739 Mount Storm 702 — $142,045
16.7 26425 Rowlesburg 999 — $96,581
17.0 26519 Albright 2,363 — $164,708
17.5 21520 Accident 1,918 — $313,579
17.7 21523 Bloomington 150 — $122,762
17.9 21531 Friendsville 2,487 — $221,718
18.1 26743 New Creek 2,216 — $228,850
18.1 26292 Thomas 789 — $169,785
18.3 26537 Kingwood 5,276 — $180,306
19.7 21562 Westernport 3,032 — $91,034
19.9 26444 Tunnelton 3,490 — $116,069

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.