Zip lookup · MD

21654
Oxford, Maryland.

Oxford, Talbot County, MD · Easton, MD metro · population 1,179

What it costs per month · 21654 $4,768/mo

to buy the typical home at today's mortgage rate — +$2,637 (+124%) since Jan 2020.

What the home itself did
1 year
Up $6,272 +1%
$902,125$908,397 since Sep 2025
5 years
Up $171,990 +23%
$736,407$908,397 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 $4,000 $5,000 2002 2006 2010 2014 2018 2022 2026 21654 $4,768 United States $1,922
$1,000 $2,000 $3,000 $4,000 $5,000 2002 2010 2018 2026
  • 21654$4,768
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 17 years.

Typical home values in zip 21654 rose 0.7% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: Oxford, MD — measured over the city limits, which is a different area from this zip.

Typical home value $908,397 as of Sep 2026
+0.7%year on year

Typical home value — 21654

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 $800,000 2018 2020 2022 2024 2026 21654 $908,397 Easton $484,929 United States $366,157
$200,000 $400,000 $600,000 $800,000 2018 2022 2026
  • 21654$908,397
  • Easton$484,929
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.4 21662 Royal Oak 546 — $1,106,774
5.2 21673 Trappe 2,843 $2,600 $405,852
7.4 21601 Easton 24,671 $2,127 $441,087
8.6 21663 Saint Michaels 3,764 — $718,474
8.6 21652 Neavitt 155 — $584,150
9.1 21612 Bozman 470 — $933,160
11.2 21664 Secretary 635 — $236,562
11.4 21671 Tilghman 727 — $472,514
11.4 21647 Mcdaniel 320 — $508,624
11.6 21655 Preston 5,053 — $334,266
11.7 21676 Wittman 439 — $476,057
12.0 21631 East New Market 2,429 — $332,471
12.6 21665 Sherwood 229 — $735,977
12.7 21624 Claiborne 162 — $476,378
13.8 21613 Cambridge 17,926 $1,867 $259,517
14.1 21643 Hurlock 5,392 — $274,209
14.3 21625 Cordova 1,766 — $439,033
14.6 21677 Woolford 436 — $476,504
14.6 21648 Madison 172 — $287,306
15.8 21679 Wye Mills 306 — $660,157
17.3 21658 Queenstown 3,632 — $648,569
18.1 21638 Grasonville 5,420 — $577,960
18.2 21669 Taylors Island 160 — $378,929
19.0 21632 Federalsburg 6,436 — $241,528
19.3 21659 Rhodesdale 1,601 — $304,963
19.5 21657 Queen Anne 1,354 — $465,948
19.7 21622 Church Creek 420 — $262,332
19.9 21629 Denton 10,252 — $358,239
19.9 21619 Chester 6,152 — $530,245

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.