Zip lookup · NC

27513
Cary, North Carolina.

Cary, Wake County, NC · Raleigh-Cary, NC metro · population 46,979

What it costs per month · 27513 $2,899/mo

to buy the typical home at today's mortgage rate — +$1,605 (+124%) since Jan 2020.

What the home itself did
1 year
Down $3,521 -1%
$555,815$552,294 since Sep 2025
5 years
Up $112,102 +25%
$440,191$552,294 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 27513 $2,899 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • 27513$2,899
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 15 years.

Typical home values in zip 27513 fell 0.6% over the past year — slower than the nation's +1.2%.

Asking rents in zip 27513 rose 0.0% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 27513 runs $2,187/mo more than renting one. The gap peaked at $2,392 in Jan 2025.

That is $3,815 a month against $1,629 rent: a $2,899 mortgage payment, plus $325 property tax and $591 insurance & upkeep.

Owning vs renting — zip 27513

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,000 $2,000 $3,000 $4,000 2018 2020 2022 2024 2026 Owning all in $3,815 Renting $1,629 Mortgage only $2,899
$1,000 $2,000 $3,000 $4,000 2018 2022 2026
  • Owning all in$3,815
  • Renting$1,629
  • Mortgage only$2,899

Property tax · $325/mo 0.71% of value a year — the ACS 2020-2024 median bill over the median home value for Wake County, NC

Insurance & upkeep · $591/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Cary, NC — measured over the city limits, which is a different area from this zip.

Asking rent $1,629 as of Sep 2026
+0.0%year on year
Typical home value $552,294 as of Sep 2026
-0.6%year on year

Asking rent — 27513

Against the Raleigh-Cary, NC metro and the national benchmark.

$1,200 $1,400 $1,600 $1,800 2018 2020 2022 2024 2026 27513 $1,629 Raleigh $1,669 United States $1,932
$1,200 $1,400 $1,600 $1,800 2018 2022 2026
  • 27513$1,629
  • Raleigh$1,669
  • United States$1,932

Typical home value — 27513

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 $500,000 2018 2020 2022 2024 2026 27513 $552,294 Raleigh $428,267 United States $366,157
$200,000 $300,000 $400,000 $500,000 2018 2022 2026
  • 27513$552,294
  • Raleigh$428,267
  • United States$366,157

Within 20 miles

Showing 30 of 39 zips in range — sorting picks from all 39.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
2.9 27511 Cary 33,221 $1,915 $491,833
4.1 27560 Morrisville 40,792 $1,662 $492,153
4.4 27607 Raleigh 28,438 $1,594 $708,181
4.8 27519 Cary 69,836 $1,899 $690,357
5.3 27518 Cary 19,735 $1,608 $727,159
6.4 27606 Raleigh 45,444 $1,478 $430,708
6.4 27612 Raleigh 41,952 $1,478 $563,928
7.4 27617 Raleigh 20,237 $1,538 $429,930
8.2 27502 Apex 48,530 $2,082 $559,568
8.3 27605 Raleigh 6,286 $1,816 $390,666
8.5 27709 Durham — $1,638 —
8.6 27608 Raleigh 12,604 $2,009 $1,036,437
8.7 27539 Apex 25,878 $1,729 $593,873
8.8 27523 Apex 20,269 $1,878 $727,135
9.4 27713 Durham 59,197 $1,544 $409,919
9.6 27601 Raleigh 9,905 $1,706 $493,622
9.9 27609 Raleigh 35,573 $1,381 $546,103
9.9 27613 Raleigh 45,235 $1,373 $580,326
11.1 27703 Durham 63,458 $1,805 $376,573
11.4 27615 Raleigh 46,019 $1,501 $533,263
12.4 27603 Raleigh 53,972 $1,694 $406,431
13.2 27517 Chapel Hill 29,564 $1,669 $662,322
13.4 27604 Raleigh 44,514 $1,576 $335,946
13.5 27707 Durham 51,274 $1,458 $398,492
13.9 27540 Holly Springs 47,771 $1,816 $574,670
14.2 27614 Raleigh 34,226 $1,556 $670,503
14.6 27701 Durham 24,793 $1,671 $411,478
14.9 27610 Raleigh 81,419 $1,890 $309,065
15.0 27562 New Hill 5,659 $2,559 $677,652
15.4 27616 Raleigh 63,520 $1,658 $348,330

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.