Zip lookup · NC

27596
Youngsville, North Carolina.

Youngsville, Franklin County, NC · Raleigh-Cary, NC metro · population 22,232

What it costs per month · 27596 $2,179/mo

to buy the typical home at today's mortgage rate — +$1,185 (+119%) since Jan 2020.

What the home itself did
1 year
Down $3,090 -1%
$418,161$415,071 since Sep 2025
5 years
Up $70,751 +21%
$344,320$415,071 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 27596 $2,179 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 27596$2,179
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 19 years.

Typical home values in zip 27596 fell 0.7% over the past year — slower than the nation's +1.2%.

Asking rents in zip 27596 rose 1.4% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 27596 runs $964/mo more than renting one. The gap peaked at $1,174 in May 2024.

That is $2,848 a month against $1,884 rent: a $2,179 mortgage payment, plus $225 property tax and $444 insurance & upkeep.

Owning vs renting — zip 27596

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$2,000 $2,500 $3,000 2024 2025 2026 Owning all in $2,848 Renting $1,884 Mortgage only $2,179
$2,000 $2,500 $3,000 2024 2025 2026
  • Owning all in$2,848
  • Renting$1,884
  • Mortgage only$2,179

Property tax · $225/mo 0.65% of value a year — the ACS 2020-2024 median bill over the median home value for 3 counties

Insurance & upkeep · $444/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

This zip spans 3 counties: Franklin County, NC 91% · Wake County, NC 6% · Granville County, NC 3%

Zillow also publishes an index for the city itself: Youngsville, NC — measured over the city limits, which is a different area from this zip.

Asking rent $1,884 as of Sep 2026
+1.4%year on year
Typical home value $415,071 as of Sep 2026
-0.7%year on year

Asking rent — 27596

Against the Raleigh-Cary, NC metro and the national benchmark.

$1,700 $1,800 $1,900 2024 2025 2026 27596 $1,884 Raleigh $1,669 United States $1,932
$1,700 $1,800 $1,900 2024 2025 2026
  • 27596$1,884
  • Raleigh$1,669
  • United States$1,932

Typical home value — 27596

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $300,000 $350,000 $400,000 $450,000 2018 2020 2022 2024 2026 27596 $415,071 Raleigh $428,267 United States $366,157
$250,000 $300,000 $350,000 $400,000 $450,000 2018 2022 2026
  • 27596$415,071
  • Raleigh$428,267
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
6.2 27571 Rolesville 9,095 $2,402 $495,525
6.2 27587 Wake Forest 82,886 $1,795 $504,797
7.6 27525 Franklinton 17,110 $1,350 $349,449
10.7 27614 Raleigh 34,226 $1,556 $670,503
11.1 27616 Raleigh 63,520 $1,658 $348,330
11.4 27508 Bunn 2,362 — $246,651
13.0 27549 Louisburg 25,543 $1,222 $304,052
13.2 27615 Raleigh 46,019 $1,501 $533,263
13.2 27544 Kittrell 3,329 — $233,735
14.1 27597 Zebulon 30,184 $1,948 $337,738
14.6 27522 Creedmoor 13,083 $1,700 $335,454
14.7 27604 Raleigh 44,514 $1,576 $335,946
15.5 27609 Raleigh 35,573 $1,381 $546,103
15.6 27545 Knightdale 34,163 $1,696 $361,249
15.8 27591 Wendell 29,838 $1,797 $365,717
16.0 27613 Raleigh 45,235 $1,373 $580,326
17.9 27608 Raleigh 12,604 $2,009 $1,036,437
18.2 27612 Raleigh 41,952 $1,478 $563,928
18.8 27882 Spring Hope 8,358 — $253,476
19.1 27605 Raleigh 6,286 $1,816 $390,666
19.2 27610 Raleigh 81,419 $1,890 $309,065
19.4 27601 Raleigh 9,905 $1,706 $493,622
19.6 27617 Raleigh 20,237 $1,538 $429,930

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.