27803
Rocky Mount, North Carolina.
Rocky Mount, Nash County, NC · Rocky Mount, NC metro · population 20,055
to buy the typical home at today's mortgage rate — +$642 (+149%) since Jan 2020.
- 1 year
- Up $3,151 +2%
- $200,850$204,001 since Sep 2025
- 5 years
- Up $50,721 +33%
- $153,280$204,001 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 27803$1,071
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 12 years.
Typical home values in zip 27803 rose 1.6% over the past year — faster than the nation's +1.2%.
Asking rents in zip 27803 rose 5.2% over the past year — faster than the nation's +2.7%.
Owning the typical home in zip 27803 runs $165/mo more than renting one. The gap peaked at $333 in Nov 2024.
That is $1,415 a month against $1,249 rent: a $1,071 mortgage payment, plus $126 property tax and $218 insurance & upkeep.
Owning vs renting — zip 27803
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$1,415
- Renting$1,249
- Mortgage only$1,071
Property tax · $126/mo 0.74% of value a year — the ACS 2020-2024 median bill over the median home value for 3 counties
Insurance & upkeep · $218/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
This zip spans 3 counties: Nash County, NC 85% · Wilson County, NC 9% · Edgecombe County, NC 6%
Zillow also publishes an index for the city itself: Rocky Mount, NC — measured over the city limits, which is a different area from this zip.
Asking rent — 27803
Against the Rocky Mount, NC metro and the national benchmark.
- 27803$1,249
- Rocky Mount$1,273
- United States$1,932
Typical home value — 27803
Mid-tier homes, smoothed and seasonally adjusted.
- 27803$204,001
- Rocky Mount$197,692
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 6.4 | 27822 | Elm City | 7,838 | — | $230,180 |
| 6.5 | 27804 | Rocky Mount | 30,713 | $1,437 | $226,844 |
| 6.7 | 27801 | Rocky Mount | 19,532 | $977 | $121,234 |
| 9.8 | 27896 | Wilson | 19,455 | $1,698 | $276,470 |
| 10.6 | 27809 | Battleboro | 3,930 | — | $214,170 |
| 10.6 | 27856 | Nashville | 17,081 | $1,448 | $254,303 |
| 13.1 | 27864 | Pinetops | 4,446 | — | $147,327 |
| 14.3 | 27893 | Wilson | 38,512 | $1,172 | $171,198 |
| 14.6 | 27807 | Bailey | 5,958 | — | $271,480 |
| 15.1 | 27882 | Spring Hope | 8,358 | — | $253,476 |
| 15.4 | 27891 | Whitakers | 4,865 | — | $168,573 |
| 15.7 | 27852 | Macclesfield | 2,269 | — | $156,494 |
| 17.2 | 27880 | Sims | 3,953 | — | $295,405 |
| 18.6 | 27886 | Tarboro | 18,381 | $1,062 | $152,351 |
| 18.9 | 27813 | Black Creek | 743 | — | $165,848 |
| 19.0 | 27816 | Castalia | 3,019 | — | $218,743 |
| 19.5 | 27829 | Fountain | 1,664 | — | $185,611 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.