Zip lookup · NC

28634
Harmony, North Carolina.

Harmony, Iredell County, NC · Charlotte-Concord-Gastonia, NC-SC metro · population 5,353

What it costs per month · 28634 $1,482/mo

to buy the typical home at today's mortgage rate — +$888 (+149%) since Jan 2020.

What the home itself did
1 year
Up $12,264 +5%
$270,154$282,418 since Sep 2025
5 years
Up $61,928 +28%
$220,491$282,418 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 28634 $1,482 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 28634$1,482
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 14 years.

Typical home values in zip 28634 rose 4.5% over the past year — faster than the nation's +1.2%.

This zip spans 3 counties: Iredell County, NC 89% · Davie County, NC 10% · Yadkin County, NC 1%

Zillow also publishes an index for the city itself: Harmony, NC — measured over the city limits, which is a different area from this zip.

Typical home value $282,418 as of Sep 2026
+4.5%year on year

Typical home value — 28634

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 28634 $282,418 Charlotte $381,392 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • 28634$282,418
  • Charlotte$381,392
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
5.7 28660 Olin 2,501 — $349,293
9.8 27020 Hamptonville 6,207 — $245,963
10.4 28625 Statesville 39,574 $1,977 $308,096
10.6 27028 Mocksville 26,566 — $281,860
11.2 28689 Union Grove 2,188 — $345,759
11.9 27055 Yadkinville 14,674 — $247,030
15.1 27054 Woodleaf 1,931 — $267,977
15.1 27013 Cleveland 6,575 — $307,570
15.7 27014 Cooleemee 939 — $121,151
17.3 27011 Boonville 5,582 — $224,366
17.5 28636 Hiddenite 4,496 — $231,138
17.9 28642 Jonesville 5,602 — $179,262
17.9 27006 Advance 16,247 $1,986 $413,642
18.1 28670 Ronda 2,124 — $208,659
18.6 28677 Statesville 38,819 $1,542 $278,560
18.9 27023 Lewisville 14,414 $1,950 $400,939
19.5 28678 Stony Point 5,064 — $271,369

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.