Zip lookup · NC

28645
Lenoir, North Carolina.

Lenoir, Caldwell County, NC · Hickory-Lenoir-Morganton, NC metro · population 45,997

What it costs per month · 28645 $1,129/mo

to buy the typical home at today's mortgage rate — +$646 (+134%) since Jan 2020.

What the home itself did
1 year
Up $433 +0%
$214,652$215,085 since Sep 2025
5 years
Up $45,253 +27%
$169,832$215,085 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 28645 $1,129 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 28645$1,129
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 15 years.

Typical home values in zip 28645 rose 0.2% over the past year — slower than the nation's +1.2%.

This zip spans 4 counties: Caldwell County, NC 96% · Watauga County, NC 2% · Burke County, NC 1% · Wilkes County, NC 1%

Zillow also publishes an index for the city itself: Lenoir, NC — measured over the city limits, which is a different area from this zip.

Asking rent $1,364 as of Sep 2026
Typical home value $215,085 as of Sep 2026
+0.2%year on year

Asking rent — 28645

Against the Hickory-Lenoir-Morganton, NC metro and the national benchmark.

$1,400 $1,600 $1,800 2026 28645 $1,364 Hickory $1,595 United States $1,932
$1,400 $1,600 $1,800 2026
  • 28645$1,364
  • Hickory$1,595
  • United States$1,932

Typical home value — 28645

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 28645 $215,085 Hickory $266,722 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 28645$215,085
  • Hickory$266,722
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
10.0 28638 Hudson 12,363 — $248,208
11.0 28611 Collettsville 424 — $164,166
12.2 28624 Ferguson 1,438 — $220,548
12.5 28630 Granite Falls 19,382 — $254,837
13.9 28606 Boomer 2,187 — $210,512
14.0 28605 Blowing Rock 3,883 — $775,424
16.1 28618 Deep Gap 2,208 — $396,949
17.0 28690 Valdese 9,196 — $245,884
17.4 28607 Boone 35,679 $2,336 $491,351
18.0 28646 Linville 382 — $1,377,285
18.4 28681 Taylorsville 25,566 — $268,606
18.6 28665 Purlear 2,483 — $289,657
18.6 28601 Hickory 53,329 $1,475 $303,770
18.9 28655 Morganton 55,100 $1,444 $256,270

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.