Zip lookup · SC

29063
Irmo, South Carolina.

Irmo, Richland County, SC · Columbia, SC metro · population 38,201

What it costs per month · 29063 $1,429/mo

to buy the typical home at today's mortgage rate — +$781 (+121%) since Jan 2020.

What the home itself did
1 year
Up $924 +0%
$271,253$272,178 since Sep 2025
5 years
Up $56,660 +26%
$215,518$272,178 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 29063 $1,429 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 29063$1,429
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 15 years.

Typical home values in zip 29063 rose 0.3% over the past year — slower than the nation's +1.2%.

Asking rents in zip 29063 rose 1.9% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 29063 runs $119/mo more than renting one. The gap peaked at $392 in Aug 2021.

That is $1,872 a month against $1,753 rent: a $1,429 mortgage payment, plus $152 property tax and $291 insurance & upkeep.

Owning vs renting — zip 29063

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$750 $1,000 $1,250 $1,500 $1,750 2018 2020 2022 2024 2026 Owning all in $1,872 Renting $1,753 Mortgage only $1,429
$750 $1,000 $1,250 $1,500 $1,750 2018 2022 2026
  • Owning all in$1,872
  • Renting$1,753
  • Mortgage only$1,429

Property tax · $152/mo 0.67% of value a year — the ACS 2020-2024 median bill over the median home value for 2 counties

Insurance & upkeep · $291/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

This zip spans 2 counties: Richland County, SC 97% · Lexington County, SC 3%

Zillow also publishes an index for the city itself: Irmo, SC — measured over the city limits, which is a different area from this zip.

Asking rent $1,753 as of Sep 2026
+1.9%year on year
Typical home value $272,178 as of Sep 2026
+0.3%year on year

Asking rent — 29063

Against the Columbia, SC metro and the national benchmark.

$1,000 $1,250 $1,500 $1,750 2018 2020 2022 2024 2026 29063 $1,753 Columbia $1,557 United States $1,932
$1,000 $1,250 $1,500 $1,750 2018 2022 2026
  • 29063$1,753
  • Columbia$1,557
  • United States$1,932

Typical home value — 29063

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 29063 $272,178 Columbia $252,979 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 29063$272,178
  • Columbia$252,979
  • United States$366,157

Within 20 miles

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
4.3 29212 Columbia 27,657 $1,616 $276,392
7.5 29036 Chapin 26,620 $2,207 $439,374
8.5 29210 Columbia 39,962 $1,161 $195,487
9.8 29203 Columbia 40,653 $1,385 $131,030
10.5 29072 Lexington 69,407 $1,724 $365,040
10.6 29075 Little Mountain 2,848 — $342,133
11.6 29169 West Columbia 21,647 $1,562 $226,676
11.9 29065 Jenkinsville 605 — $178,556
12.9 29016 Blythewood 30,454 $1,768 $345,345
14.0 29204 Columbia 18,159 $1,462 $188,568
14.2 29170 West Columbia 21,247 $1,423 $246,734
14.7 29201 Columbia 24,605 $1,959 $241,084
15.3 29033 Cayce 12,837 $1,369 $208,468
15.8 29205 Columbia 22,223 $1,745 $312,174
16.0 29206 Columbia 19,759 $1,497 $390,950
16.5 29223 Columbia 53,074 $1,464 $220,013
16.5 29054 Gilbert 11,174 $1,905 $329,575
16.7 29180 Winnsboro 11,730 $1,114 $164,033
17.1 29073 Lexington 53,156 $1,850 $257,498
17.6 29126 Pomaria 2,703 — $298,961
17.7 29127 Prosperity 9,920 — $366,395
17.8 29172 West Columbia 8,974 $1,613 $206,181
17.8 29229 Columbia 51,861 $1,788 $264,823

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.