Zip lookup · SC

29403
Charleston, South Carolina.

Charleston, Charleston County, SC · Charleston-North Charleston, SC metro · population 22,533

What it costs per month · 29403 $4,490/mo

to buy the typical home at today's mortgage rate — +$2,682 (+148%) since Jan 2020.

What the home itself did
1 year
Up $42,952 +5%
$812,504$855,456 since Sep 2025
5 years
Up $268,595 +46%
$586,861$855,456 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 $4,000 2002 2006 2010 2014 2018 2022 2026 29403 $4,490 United States $1,922
$1,000 $2,000 $3,000 $4,000 2002 2010 2018 2026
  • 29403$4,490
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 9 years.

Typical home values in zip 29403 rose 5.3% over the past year — faster than the nation's +1.2%.

Asking rents in zip 29403 rose 7.7% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 29403 runs $2,932/mo more than renting one — the widest that gap has been in this data.

That is $5,683 a month against $2,751 rent: a $4,490 mortgage payment, plus $277 property tax and $916 insurance & upkeep.

Owning vs renting — zip 29403

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$2,000 $3,000 $4,000 $5,000 2018 2020 2022 2024 2026 Owning all in $5,683 Renting $2,751 Mortgage only $4,490
$2,000 $3,000 $4,000 $5,000 2018 2022 2026
  • Owning all in$5,683
  • Renting$2,751
  • Mortgage only$4,490

Property tax · $277/mo 0.39% of value a year — the ACS 2020-2024 median bill over the median home value for Charleston County, SC

Insurance & upkeep · $916/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Charleston, SC — measured over the city limits, which is a different area from this zip.

Asking rent $2,751 as of Sep 2026
+7.7%year on year
Typical home value $855,456 as of Sep 2026
+5.3%year on year

Asking rent — 29403

Against the Charleston-North Charleston, SC metro and the national benchmark.

$1,500 $2,000 $2,500 2018 2020 2022 2024 2026 29403 $2,751 Charleston $2,037 United States $1,932
$1,500 $2,000 $2,500 2018 2022 2026
  • 29403$2,751
  • Charleston$2,037
  • United States$1,932

Typical home value — 29403

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 $800,000 2018 2020 2022 2024 2026 29403 $855,456 Charleston $437,474 United States $366,157
$200,000 $400,000 $600,000 $800,000 2018 2022 2026
  • 29403$855,456
  • Charleston$437,474
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
1.8 29401 Charleston 9,339 $3,776 $1,526,329
3.1 29407 Charleston 36,706 $1,752 $526,393
3.9 29405 North Charleston 26,254 $2,076 $309,648
5.3 29464 Mount Pleasant 53,045 $2,401 $933,192
6.5 29412 Charleston 39,256 $2,543 $593,604
6.8 29482 Sullivans Island 2,087 — $4,558,273
8.7 29492 Charleston 20,436 $2,206 $981,837
9.1 29418 North Charleston 26,052 $1,787 $298,174
9.5 29439 Folly Beach 1,125 — $1,130,266
9.6 29410 Hanahan 21,314 $1,696 $416,169
9.8 29414 Charleston 44,727 $1,885 $467,761
10.3 29406 Charleston 32,001 $1,609 $293,460
10.4 29466 Mount Pleasant 44,942 $2,593 $835,506
11.2 29451 Isle Of Palms 4,362 $11,500 $1,716,581
11.5 29455 Johns Island 27,576 $2,304 $746,511
12.6 29420 North Charleston 23,959 $1,735 $336,147
13.6 29445 Goose Creek 59,227 $1,876 $324,930
15.8 29456 Ladson 41,214 $1,668 $318,661
17.0 29470 Ravenel 5,639 — $468,972
17.2 29487 Wadmalaw Island 2,703 — $690,700
17.4 29485 Summerville 58,507 $1,733 $370,303
20.0 29429 Awendaw 4,479 — $757,693

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.