Zip lookup · FL

32189
Satsuma, Florida.

Satsuma, Putnam County, FL · Palatka, FL metro · population 5,593

What it costs per month · 32189 $1,065/mo

to buy the typical home at today's mortgage rate — +$622 (+140%) since Jan 2020.

What the home itself did
1 year
Down $4,205 -2%
$207,054$202,850 since Sep 2025
5 years
Up $31,384 +18%
$171,466$202,850 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 32189 $1,065 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 32189$1,065
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 21 years.

Typical home values in zip 32189 fell 2.0% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: Satsuma, FL — measured over the city limits, which is a different area from this zip.

Typical home value $202,850 as of Sep 2026
-2.0%year on year

Typical home value — 32189

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 32189 $202,850 Palatka $216,322 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 32189$202,850
  • Palatka$216,322
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.1 32181 Pomona Park 2,377 — $222,092
5.2 32193 Welaka 1,236 — $262,449
6.0 32187 San Mateo 1,191 — $244,559
10.1 32131 East Palatka 5,078 — $266,945
10.1 32112 Crescent City 8,214 — $207,193
10.3 32177 Palatka 25,645 $1,371 $207,709
12.1 32139 Georgetown 981 — $224,579
14.5 32148 Interlachen 12,063 $1,175 $168,411
16.3 32134 Fort McCoy 7,442 — $149,118
16.4 32145 Hastings 5,759 — $276,546
17.7 32190 Seville 1,488 — $244,288
18.7 32110 Bunnell 10,018 $1,483 $284,770
19.6 32140 Florahome 1,479 — $210,952

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.