32709
Christmas, Florida.
Christmas, Orange County, FL · Orlando-Kissimmee-Sanford, FL metro · population 1,696
to buy the typical home at today's mortgage rate — +$1,605 (+175%) since Jan 2020.
- 1 year
- Up $17,418 +4%
- $463,549$480,966 since Sep 2025
- 5 years
- Up $144,550 +43%
- $336,416$480,966 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 32709$2,524
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 10 years.
Typical home values in zip 32709 rose 3.8% over the past year — faster than the nation's +1.2%.
Zillow also publishes an index for the city itself: Christmas, FL — measured over the city limits, which is a different area from this zip.
Typical home value — 32709
Mid-tier homes, smoothed and seasonally adjusted.
- 32709$480,966
- Orlando$383,302
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 5.6 | 32833 | Orlando | 11,389 | — | $510,321 |
| 10.3 | 32820 | Orlando | 10,897 | $2,602 | $542,223 |
| 11.2 | 32927 | Cocoa | 29,219 | $2,142 | $304,782 |
| 11.4 | 32828 | Orlando | 69,202 | $2,296 | $466,963 |
| 12.1 | 32766 | Oviedo | 16,221 | $2,655 | $600,288 |
| 12.5 | 32926 | Cocoa | 23,505 | $1,982 | $324,938 |
| 12.8 | 32796 | Titusville | 20,222 | $1,528 | $271,698 |
| 12.9 | 32780 | Titusville | 40,064 | $1,606 | $274,566 |
| 13.4 | 32826 | Orlando | 29,006 | $1,931 | $360,563 |
| 13.6 | 32832 | Orlando | 40,196 | $2,196 | $524,460 |
| 13.9 | 32754 | Mims | 12,011 | — | $384,224 |
| 14.4 | 32829 | Orlando | 20,819 | $2,150 | $403,678 |
| 15.7 | 32825 | Orlando | 63,698 | $2,002 | $386,249 |
| 17.0 | 32817 | Orlando | 37,014 | $2,127 | $394,965 |
| 17.1 | 32922 | Cocoa | 14,700 | $1,279 | $196,518 |
| 17.5 | 34771 | Saint Cloud | 35,257 | $2,379 | $432,082 |
| 17.7 | 32765 | Oviedo | 64,477 | $2,135 | $486,743 |
| 17.7 | 32953 | Merritt Island | 24,759 | $2,248 | $421,538 |
| 18.4 | 32822 | Orlando | 67,081 | $1,653 | $258,437 |
| 18.9 | 32955 | Rockledge | 41,008 | $1,929 | $370,203 |
| 18.9 | 32732 | Geneva | 5,275 | — | $579,025 |
| 19.2 | 32827 | Orlando | 19,711 | $2,409 | $639,417 |
| 19.5 | 32807 | Orlando | 34,456 | $1,692 | $317,932 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.