Zip lookup · FL

32814
Orlando, Florida.

Orlando, Orange County, FL · Orlando-Kissimmee-Sanford, FL metro · population 9,286

What it costs per month · 32814 $4,062/mo

to buy the typical home at today's mortgage rate — +$2,184 (+116%) since Jan 2020.

What the home itself did
1 year
Up $6,072 +1%
$767,840$773,911 since Sep 2025
5 years
Up $178,294 +30%
$595,618$773,911 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 $4,000 2002 2006 2010 2014 2018 2022 2026 32814 $4,062 United States $1,922
$1,000 $2,000 $3,000 $4,000 2002 2010 2018 2026
  • 32814$4,062
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in zip 32814 rose 0.8% over the past year — slower than the nation's +1.2%.

Asking rents in zip 32814 rose 8.9% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 32814 runs $2,764/mo more than renting one. The gap peaked at $3,199 in May 2024.

That is $5,381 a month against $2,617 rent: a $4,062 mortgage payment, plus $491 property tax and $829 insurance & upkeep.

Owning vs renting — zip 32814

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$2,000 $3,000 $4,000 $5,000 2018 2019 2020 2021 2022 2023 2024 2025 2026 Owning all in $5,381 Renting $2,617 Mortgage only $4,062
$2,000 $3,000 $4,000 $5,000 2018 2022 2026
  • Owning all in$5,381
  • Renting$2,617
  • Mortgage only$4,062

Property tax · $491/mo 0.76% of value a year — the ACS 2020-2024 median bill over the median home value for Orange County, FL

Insurance & upkeep · $829/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Orlando, FL — measured over the city limits, which is a different area from this zip.

Asking rent $2,617 as of Sep 2026
+8.9%year on year
Typical home value $773,911 as of Sep 2026
+0.8%year on year

Asking rent — 32814

Against the Orlando-Kissimmee-Sanford, FL metro and the national benchmark.

$1,500 $2,000 $2,500 2018 2019 2020 2021 2022 2023 2024 2025 2026 32814 $2,617 Orlando $1,929 United States $1,932
$1,500 $2,000 $2,500 2018 2022 2026
  • 32814$2,617
  • Orlando$1,929
  • United States$1,932

Typical home value — 32814

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 $800,000 2018 2020 2022 2024 2026 32814 $773,911 Orlando $383,302 United States $366,157
$200,000 $400,000 $600,000 $800,000 2018 2022 2026
  • 32814$773,911
  • Orlando$383,302
  • United States$366,157

Within 20 miles

Showing 30 of 57 zips in range — sorting picks from all 57.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
1.7 32803 Orlando 22,152 $2,048 $472,138
1.9 32807 Orlando 34,456 $1,692 $317,932
2.6 32789 Winter Park 27,788 $2,252 $817,354
3.3 32792 Winter Park 52,976 $1,679 $394,707
3.4 32801 Orlando 17,046 $1,924 $344,715
4.3 32804 Orlando 21,720 $2,046 $505,129
4.5 32806 Orlando 26,096 $1,737 $437,245
4.8 32751 Maitland 22,103 $2,093 $460,560
5.2 32817 Orlando 37,014 $2,127 $394,965
5.6 32805 Orlando 19,294 $1,462 $245,826
5.6 32825 Orlando 63,698 $2,002 $386,249
5.8 32730 Casselberry 6,091 $1,459 $318,612
5.9 32812 Orlando 34,686 $1,641 $386,668
5.9 32822 Orlando 67,081 $1,653 $258,437
6.4 32707 Casselberry 39,493 $1,894 $346,955
7.1 32701 Altamonte Springs 24,592 $1,716 $274,608
7.1 32808 Orlando 60,203 $1,710 $257,851
7.1 32810 Orlando 36,927 $1,750 $308,600
7.5 32839 Orlando 53,242 $1,616 $231,977
8.1 32811 Orlando 41,475 $1,525 $189,339
8.2 32809 Orlando 29,237 $1,718 $312,850
8.2 32714 Altamonte Springs 37,905 $1,534 $297,198
8.8 32708 Winter Springs 48,965 $2,007 $422,490
8.8 32826 Orlando 29,006 $1,931 $360,563
8.9 32829 Orlando 20,819 $2,150 $403,678
9.6 32750 Longwood 26,164 $2,010 $397,340
9.8 32818 Orlando 59,114 $1,655 $338,242
9.9 32828 Orlando 69,202 $2,296 $466,963
10.2 32835 Orlando 49,205 $1,713 $309,056
10.2 32765 Oviedo 64,477 $2,135 $486,743

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.