Zip lookup · FL

34205
Bradenton, Florida.

Bradenton, Manatee County, FL · North Port-Sarasota-Bradenton, FL metro · population 31,946

What it costs per month · 34205 $1,381/mo

to buy the typical home at today's mortgage rate — +$749 (+119%) since Jan 2020.

What the home itself did
1 year
Down $2,270 -1%
$265,426$263,156 since Sep 2025
5 years
Up $39,094 +17%
$224,062$263,156 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 34205 $1,381 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 34205$1,381
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 22 years.

Typical home values in zip 34205 fell 0.9% over the past year — slower than the nation's +1.2%.

Asking rents in zip 34205 fell 0.1% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 34205 runs $227/mo more than renting one. The gap peaked at $525 in Oct 2023.

That is $1,834 a month against $1,606 rent: a $1,381 mortgage payment, plus $171 property tax and $282 insurance & upkeep.

Owning vs renting — zip 34205

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$500 $1,000 $1,500 $2,000 2018 2020 2022 2024 2026 Owning all in $1,834 Renting $1,606 Mortgage only $1,381
$500 $1,000 $1,500 $2,000 2018 2022 2026
  • Owning all in$1,834
  • Renting$1,606
  • Mortgage only$1,381

Property tax · $171/mo 0.78% of value a year — the ACS 2020-2024 median bill over the median home value for Manatee County, FL

Insurance & upkeep · $282/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Bradenton, FL — measured over the city limits, which is a different area from this zip.

Asking rent $1,606 as of Sep 2026
-0.1%year on year
Typical home value $263,156 as of Sep 2026
-0.9%year on year

Asking rent — 34205

Against the North Port-Sarasota-Bradenton, FL metro and the national benchmark.

$1,000 $1,500 $2,000 2018 2020 2022 2024 2026 34205 $1,606 North Port $2,106 United States $1,932
$1,000 $1,500 $2,000 2018 2022 2026
  • 34205$1,606
  • North Port$2,106
  • United States$1,932

Typical home value — 34205

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 $500,000 2018 2020 2022 2024 2026 34205 $263,156 North Port $403,540 United States $366,157
$200,000 $300,000 $400,000 $500,000 2018 2022 2026
  • 34205$263,156
  • North Port$403,540
  • United States$366,157

Within 20 miles

Showing 30 of 33 zips in range — sorting picks from all 33.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.2 34207 Bradenton 34,081 $1,508 $205,234
3.7 34209 Bradenton 33,224 $2,195 $388,782
4.3 34208 Bradenton 44,004 $1,826 $320,189
4.3 34210 Bradenton 17,682 $1,663 $272,792
5.4 34203 Bradenton 40,618 $2,340 $369,278
5.8 34222 Ellenton 14,819 $2,117 $375,324
6.1 34250 Terra Ceia 617 — $750,672
6.2 34215 Cortez 707 — $790,625
6.6 34243 Sarasota 32,773 $2,164 $394,831
6.9 34221 Palmetto 56,208 $2,155 $352,330
7.0 34228 Longboat Key 7,539 $8,450 $951,441
7.4 34217 Bradenton Beach 3,676 — $875,660
8.1 34234 Sarasota 22,986 $1,924 $277,958
9.0 34201 Bradenton 3,733 — $616,481
9.7 34216 Anna Maria 874 — $1,918,808
10.4 34235 Sarasota 15,146 $2,091 $312,385
10.8 34236 Sarasota 14,446 $2,817 $1,011,284
11.0 34212 Bradenton 25,536 $1,960 $520,703
11.0 34237 Sarasota 17,367 $1,979 $280,220
12.6 34239 Sarasota 14,635 $2,323 $496,379
12.9 34202 Bradenton 27,197 $2,329 $661,416
12.9 34211 Bradenton 24,980 $2,350 $550,780
12.9 34232 Sarasota 34,013 $2,038 $356,558
15.0 33715 Saint Petersburg 8,032 $3,600 $466,296
15.4 34233 Sarasota 19,123 $2,248 $362,767
15.6 34242 Sarasota 7,529 $6,661 $844,567
15.6 34231 Sarasota 32,404 $2,129 $365,220
16.4 33570 Ruskin 33,319 $2,221 $310,228
17.3 34240 Sarasota 18,774 $2,274 $749,080
17.8 33705 Saint Petersburg 27,939 $2,303 $329,435

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.