Zip lookup · FL

34746
Campbell, Florida.

Campbell, Osceola County, FL · Orlando-Kissimmee-Sanford, FL metro · population 60,595

What it costs per month · 34746 $1,875/mo

to buy the typical home at today's mortgage rate — +$946 (+102%) since Jan 2020.

What the home itself did
1 year
Down $13,164 -4%
$370,423$357,259 since Sep 2025
5 years
Up $45,545 +15%
$311,714$357,259 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 34746 $1,875 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 34746$1,875
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 25 years.

Typical home values in zip 34746 fell 3.6% over the past year — slower than the nation's +1.2%.

Asking rents in zip 34746 rose 3.3% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 34746 runs $373/mo more than renting one. The gap peaked at $821 in Oct 2023.

That is $2,485 a month against $2,112 rent: a $1,875 mortgage payment, plus $228 property tax and $382 insurance & upkeep.

Owning vs renting — zip 34746

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,000 $1,500 $2,000 $2,500 2018 2020 2022 2024 2026 Owning all in $2,485 Renting $2,112 Mortgage only $1,875
$1,000 $1,500 $2,000 $2,500 2018 2022 2026
  • Owning all in$2,485
  • Renting$2,112
  • Mortgage only$1,875

Property tax · $228/mo 0.76% of value a year — the ACS 2020-2024 median bill over the median home value for Osceola County, FL

Insurance & upkeep · $382/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Campbell, FL — measured over the city limits, which is a different area from this zip.

Asking rent $2,112 as of Sep 2026
+3.3%year on year
Typical home value $357,259 as of Sep 2026
-3.6%year on year

Asking rent — 34746

Against the Orlando-Kissimmee-Sanford, FL metro and the national benchmark.

$1,250 $1,500 $1,750 $2,000 $2,250 2018 2020 2022 2024 2026 34746 $2,112 Orlando $1,929 United States $1,932
$1,250 $1,500 $1,750 $2,000 $2,250 2018 2022 2026
  • 34746$2,112
  • Orlando$1,929
  • United States$1,932

Typical home value — 34746

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $300,000 $350,000 $400,000 2018 2020 2022 2024 2026 34746 $357,259 Orlando $383,302 United States $366,157
$250,000 $300,000 $350,000 $400,000 2018 2022 2026
  • 34746$357,259
  • Orlando$383,302
  • United States$366,157

Within 20 miles

Showing 30 of 33 zips in range — sorting picks from all 33.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.5 34758 Kissimmee 46,768 $1,966 $306,843
4.5 34741 Kissimmee 58,716 $1,765 $283,527
4.6 33848 Intercession City 638 — $206,651
6.9 34744 Kissimmee 66,582 $2,056 $380,234
8.1 33896 Davenport 26,731 $1,793 $352,098
8.1 34743 Kissimmee 40,030 $2,073 $336,607
9.0 34769 Saint Cloud 30,204 $1,905 $312,753
9.7 32837 Orlando 53,671 $2,006 $404,896
9.8 33837 Davenport 47,389 $2,049 $335,349
9.8 32821 Orlando 26,161 $1,886 $305,931
10.2 34747 Kissimmee 30,859 $1,955 $399,304
10.5 34759 Kissimmee 44,568 $1,907 $276,266
11.6 34772 Saint Cloud 35,390 $2,276 $393,755
11.8 32824 Orlando 58,368 $2,232 $396,367
12.9 32836 Orlando 26,106 $2,081 $801,178
13.9 33844 Haines City 51,255 $2,079 $292,346
14.8 32819 Orlando 30,213 $2,159 $495,506
15.0 32827 Orlando 19,711 $2,409 $639,417
15.6 33897 Davenport 30,159 $2,120 $341,209
15.7 32809 Orlando 29,237 $1,718 $312,850
17.1 32839 Orlando 53,242 $1,616 $231,977
17.7 33851 Lake Hamilton 1,212 — $309,006
17.9 34786 Windermere 42,358 $2,450 $704,680
18.1 32812 Orlando 34,686 $1,641 $386,668
18.5 33838 Dundee 5,688 — $263,897
18.9 32811 Orlando 41,475 $1,525 $189,339
19.1 32832 Orlando 40,196 $2,196 $524,460
19.3 32806 Orlando 26,096 $1,737 $437,245
19.4 32822 Orlando 67,081 $1,653 $258,437
19.5 32835 Orlando 49,205 $1,713 $309,056

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.