35677
Waterloo, Alabama.
Waterloo, Lauderdale County, AL · Florence-Muscle Shoals, AL metro · population 2,046
to buy the typical home at today's mortgage rate — +$536 (+115%) since Jan 2020.
- 1 year
- Up $13,769 +8%
- $177,497$191,266 since Sep 2025
- 5 years
- Up $29,044 +18%
- $162,222$191,266 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 35677$1,004
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 21 years.
Typical home values in zip 35677 rose 7.8% over the past year — faster than the nation's +1.2%.
Zillow also publishes an index for the city itself: Waterloo, AL — measured over the city limits, which is a different area from this zip.
Typical home value — 35677
Mid-tier homes, smoothed and seasonally adjusted.
- 35677$191,266
- Florence$215,246
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 10.4 | 38471 | Lutts | 319 | — | $202,379 |
| 13.2 | 38852 | Iuka | 8,721 | — | $201,025 |
| 14.0 | 35633 | Florence | 20,813 | — | $238,989 |
| 14.9 | 35616 | Cherokee | 3,731 | — | $141,003 |
| 15.5 | 38326 | Counce | 2,366 | — | $281,351 |
| 15.8 | 38452 | Cypress Inn | 1,294 | — | $237,970 |
| 16.1 | 38372 | Savannah | 17,873 | — | $196,198 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.