Zip lookup · AL

35974
Geraldine, Alabama.

Geraldine, De Kalb County, AL · Fort Payne, AL metro · population 1,518

What it costs per month · 35974 $1,034/mo

to buy the typical home at today's mortgage rate — +$549 (+113%) since Jan 2020.

What the home itself did
1 year
Up $4,555 +2%
$192,352$196,907 since Sep 2025
5 years
Up $28,160 +17%
$168,747$196,907 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 35974 $1,034 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 35974$1,034
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 22 years.

Typical home values in zip 35974 rose 2.4% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Geraldine, AL — measured over the city limits, which is a different area from this zip.

Typical home value $196,907 as of Sep 2026
+2.4%year on year

Typical home value — 35974

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 35974 $196,907 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 35974$196,907
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.5 35963 Dawson 1,398 — $203,543
4.7 35962 Crossville 8,666 — $200,565
6.1 35975 Groveoak 1,649 — $231,453
7.4 35971 Fyffe 4,452 — $207,777
8.5 35951 Albertville 14,869 — $218,916
10.3 35961 Collinsville 5,879 — $201,012
11.9 35755 Langston 466 — $276,973
12.0 35771 Section 3,414 — $191,364
13.8 35986 Rainsville 8,207 — $230,834
15.8 35968 Fort Payne 4,763 — $229,627
15.9 35957 Boaz 16,737 — $206,837
16.2 35950 Albertville 22,603 $1,395 $209,621
16.6 35769 Scottsboro 9,908 — $272,743
17.1 35956 Boaz 8,748 — $223,663
18.0 35967 Fort Payne 16,957 — $198,708
18.1 35988 Sylvania 2,368 — $201,067
18.2 35976 Guntersville 16,794 $1,374 $304,529
18.4 35744 Dutton 2,574 — $188,289
19.1 35954 Attalla 12,054 — $145,475
19.1 35747 Grant 6,559 — $291,676
19.2 35983 Leesburg 3,572 — $251,433
19.9 35904 Gadsden 14,015 $750 $114,375

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.