Zip lookup · TN

37086
La Vergne, Tennessee.

La Vergne, Rutherford County, TN · Nashville-Davidson--Murfreesboro--Franklin, TN metro · population 38,872

What it costs per month · 37086 $1,799/mo

to buy the typical home at today's mortgage rate — +$895 (+99%) since Jan 2020.

What the home itself did
1 year
Down $5,987 -2%
$348,686$342,698 since Sep 2025
5 years
Up $38,397 +13%
$304,302$342,698 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 37086 $1,799 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 37086$1,799
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 29 years.

Typical home values in zip 37086 fell 1.7% over the past year — slower than the nation's +1.2%.

Asking rents in zip 37086 rose 0.8% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 37086 runs $233/mo more than renting one. The gap peaked at $576 in Oct 2023.

That is $2,305 a month against $2,072 rent: a $1,799 mortgage payment, plus $139 property tax and $367 insurance & upkeep.

Owning vs renting — zip 37086

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,000 $1,500 $2,000 $2,500 2019 2020 2021 2022 2023 2024 2025 2026 Owning all in $2,305 Renting $2,072 Mortgage only $1,799
$1,000 $1,500 $2,000 $2,500 2020 2022 2024 2026
  • Owning all in$2,305
  • Renting$2,072
  • Mortgage only$1,799

Property tax · $139/mo 0.49% of value a year — the ACS 2020-2024 median bill over the median home value for 2 counties

Insurance & upkeep · $367/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

This zip spans 2 counties: Rutherford County, TN 95% · Davidson County, TN 5%

Zillow also publishes an index for the city itself: La Vergne, TN — measured over the city limits, which is a different area from this zip.

Asking rent $2,072 as of Sep 2026
+0.8%year on year
Typical home value $342,698 as of Sep 2026
-1.7%year on year

Asking rent — 37086

Against the Nashville-Davidson--Murfreesboro--Franklin, TN metro and the national benchmark.

$1,400 $1,600 $1,800 $2,000 2019 2020 2021 2022 2023 2024 2025 2026 37086 $2,072 Nashville $1,803 United States $1,932
$1,400 $1,600 $1,800 $2,000 2020 2022 2024 2026
  • 37086$2,072
  • Nashville$1,803
  • United States$1,932

Typical home value — 37086

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 37086 $342,698 Nashville $448,896 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • 37086$342,698
  • Nashville$448,896
  • United States$366,157

Within 20 miles

Showing 30 of 36 zips in range — sorting picks from all 36.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
4.4 37167 Smyrna 66,504 $1,721 $402,185
4.5 37013 Antioch 105,212 $1,586 $352,025
8.3 37217 Nashville 31,869 $1,334 $315,884
8.3 37135 Nolensville 24,409 $2,944 $815,890
8.6 37076 Hermitage 39,017 $1,449 $397,290
9.4 37129 Murfreesboro 63,652 $1,853 $442,156
9.7 37211 Nashville 76,573 $1,432 $386,297
11.5 37122 Mount Juliet 68,492 $2,081 $565,761
11.6 37014 Arrington 3,227 — $1,278,009
11.6 37214 Nashville 29,805 $1,641 $358,311
12.6 37027 Brentwood 61,630 $2,039 $1,220,331
12.8 37220 Nashville 5,265 $2,800 $906,538
12.9 37210 Nashville 17,725 $1,866 $361,080
13.4 37204 Nashville 16,469 $1,801 $989,781
14.2 37067 Franklin 31,556 $1,950 $941,539
14.6 37206 Nashville 28,545 $2,213 $607,073
15.6 37212 Nashville 20,592 $2,077 $742,810
15.6 37203 Nashville 21,442 $2,135 $608,496
15.8 37201 Nashville 1,467 $1,990 $484,279
15.8 37128 Murfreesboro 79,268 $1,701 $441,238
15.9 37138 Old Hickory 22,575 $2,163 $383,675
15.9 37215 Nashville 22,018 $2,399 $1,183,640
16.0 37219 Nashville 2,398 $2,228 $441,178
16.1 37130 Murfreesboro 58,064 $1,506 $367,797
16.3 37090 Lebanon 19,774 $1,556 $452,329
16.3 37216 Nashville 19,038 $1,996 $491,430
16.4 37085 Lascassas 5,853 — $545,709
17.6 37208 Nashville 20,889 $2,159 $449,055
17.8 37153 Rockvale 5,682 — $474,010
17.8 37115 Madison 40,615 $1,529 $321,246

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.