Zip lookup · TN

37184
Watertown, Tennessee.

Watertown, Wilson County, TN · Nashville-Davidson--Murfreesboro--Franklin, TN metro · population 7,289

What it costs per month · 37184 $2,227/mo

to buy the typical home at today's mortgage rate — +$1,283 (+136%) since Jan 2020.

What the home itself did
1 year
Up $10,600 +3%
$413,714$424,314 since Sep 2025
5 years
Up $95,144 +29%
$329,169$424,314 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 37184 $2,227 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 37184$2,227
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 14 years.

Typical home values in zip 37184 rose 2.6% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Wilson County, TN 97% · Smith County, TN 3%

Zillow also publishes an index for the city itself: Watertown, TN — measured over the city limits, which is a different area from this zip.

Typical home value $424,314 as of Sep 2026
+2.6%year on year

Typical home value — 37184

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 37184 $424,314 Nashville $448,896 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • 37184$424,314
  • Nashville$448,896
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
7.9 37012 Alexandria 2,118 — $289,870
8.7 37016 Auburntown 900 — $409,473
8.8 38547 Brush Creek 2,088 — $338,335
8.9 37090 Lebanon 19,774 $1,556 $452,329
10.5 38563 Gordonsville 1,826 — $311,900
11.4 37118 Milton 1,094 — $614,941
11.9 37085 Lascassas 5,853 — $545,709
12.6 37095 Liberty 1,697 — $282,740
13.2 38567 Hickman 1,065 — $315,646
14.7 37087 Lebanon 56,655 $1,692 $437,530
15.0 37059 Dowelltown 1,590 — $260,398
16.2 38569 Lancaster 390 — $434,684
16.6 37151 Riddleton 457 — $302,726
16.9 37030 Carthage 8,183 — $278,003
17.6 37130 Murfreesboro 58,064 $1,506 $367,797
18.4 38560 Elmwood 1,432 — $296,873
18.9 37190 Woodbury 9,525 — $315,605
19.4 37149 Readyville 2,602 — $436,160
19.9 37129 Murfreesboro 63,652 $1,853 $442,156

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.