Zip lookup · TN

37318
Cowan, Tennessee.

Cowan, Franklin County, TN · Tullahoma-Manchester, TN metro · population 2,103

What it costs per month · 37318 $990/mo

to buy the typical home at today's mortgage rate — +$579 (+141%) since Jan 2020.

What the home itself did
1 year
Up $405 +0%
$188,258$188,663 since Sep 2025
5 years
Up $46,051 +32%
$142,612$188,663 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 37318 $990 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 37318$990
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in zip 37318 rose 0.2% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: Cowan, TN — measured over the city limits, which is a different area from this zip.

Typical home value $188,663 as of Sep 2026
+0.2%year on year

Typical home value — 37318

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 37318 $188,663 Tullahoma $313,386 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 37318$188,663
  • Tullahoma$313,386
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
5.2 37324 Decherd 5,628 — $253,995
5.8 37375 Sewanee 3,866 — $420,437
8.9 37398 Winchester 15,755 $1,612 $358,592
9.2 37376 Sherwood 361 — $198,768
9.5 37356 Monteagle 2,679 — $365,507
11.2 37330 Estill Springs 7,204 — $314,053
12.5 37366 Pelham 1,216 — $233,612
13.1 37306 Belvidere 1,919 — $308,291
14.1 37342 Hillsboro 3,863 — $327,122
14.6 37380 South Pittsburg 6,688 — $223,196
16.5 37387 Tracy City 3,674 — $189,629
17.1 37388 Tullahoma 27,939 $1,487 $295,011
17.8 37345 Huntland 2,659 — $230,110
18.2 37374 Sequatchie 1,497 — $228,121
19.9 37301 Altamont 1,528 — $210,964

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.